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Japan’s SME decarbonization calls for just transition finance

Just transition

Japan’s SME decarbonization calls for just transition finance

As Japan’s automotive sector decarbonizes, SMEs face growing pressure to adapt. A just transition will require not only new technologies and finance, but also skills development, workforce support and targeted policies to ensure no one is left...

Digitalized e-contracts and e-wages: A new era for labour rights in Jordan

Digital transformation

Digitalized e-contracts and e-wages: A new era for labour rights in Jordan

Through digital wage payments and a unified electronic contract system for private education workers, Jordan is improving labour protections, promoting women's financial inclusion and strengthening compliance with labour standards.

Uganda strengthens rural livelihoods to help prevent child labour in coffee-growing communities
Coffee processing and packaging for the VSLA coffee shop

Uganda strengthens rural livelihoods to help prevent child labour in coffee-growing communities

Village Savings and Loan Associations (VSLAs) supported by the ILO's ACCEL Africa project are helping coffee-growing households diversify their incomes, strengthen their financial resilience and reduce the economic pressures that contribute to child...

Indonesia launches digitalization and inclusive financial access initiative for the dairy sector in East Java
Two people review information on a smartphone displaying a dairy cooperative management application. One person points to production and payment data on the screen, illustrating the use of digital tools to improve record-keeping, transparency, and financial access for dairy farmers.

Digitalization and financial inclusion

Indonesia launches digitalization and inclusive financial access initiative for the dairy sector in East Java

The Financial Services Authority (OJK), the Coordinating Ministry for Economic Affairs, and the East Java Provincial Government, together with the ILO and the Swiss Government, are strengthening the inclusive financial ecosystem through an ERP...

ILO strengthens Indonesia’s Financial Education Network through trainer certification and capacity building
Training of Trainers on Financial Education

Financial education

ILO strengthens Indonesia’s Financial Education Network through trainer certification and capacity building

New trainers certified and national network refreshed to expand quality financial education across communities and sectors in Indonesia.

Launch of Financial education programme for migrant workers communities in Italy
Programma di educazione finanziaria OIL–CesPI

Launch of Financial education programme for migrant workers communities in Italy

New programme equips Embassies, Consulates and migrant community leaders to deliver certified financial education training and promote decent work for migrant workers in Italy.

Indonesia–Switzerland dairy exchange showcases digital innovation to boost smallholder productivity
East Java dairy cooperatives visits KPBS Pangalangen

Digitalization

Indonesia–Switzerland dairy exchange showcases digital innovation to boost smallholder productivity

ILO facilitates hands-on learning between cooperatives and Swiss farmers to accelerate digital transformation in the dairy sector.

Mozambique moves forward on digital wage payments as ILO and Vodacom M-Pesa join forces

Digital wages

Mozambique moves forward on digital wage payments as ILO and Vodacom M-Pesa join forces

Mozambique is advancing digital wage payments through a new ILO and Vodacom M-Pesa partnership to promote financial inclusion and protect vulnerable workers.

From cash to digital: Social partners drive wage digitization for SMEs in Indonesia
Five people standing

Digital wages

From cash to digital: Social partners drive wage digitization for SMEs in Indonesia

The ILO Global Centre on Digital Wages for Decent Work has supported Indonesian partners in advancing responsible digital wage payments for SMEs.

ILO media visit spotlights inclusive finance in Indonesia’s patchouli industry
Journalists interviewing one of patchouli farmer in Desa Teuladan, Aceh

Financial inclusion

ILO media visit spotlights inclusive finance in Indonesia’s patchouli industry

The ILO media visit to Aceh highlights how inclusive finance helps patchouli farmers and micro, small and medium enterprises grow more resilient and competitive.

Indonesian rural banks strengthen gender-responsive business development
Guesthouse female cooker

Financial inclusion

Indonesian rural banks strengthen gender-responsive business development

The ILO has introduced a practical tool to strengthen gender-responsive practices among rural banks in Indonesia, aiming to expand women entrepreneurs’ access to finance and promote inclusive local economic growth.

The ILO and the Swiss Government continue to strengthen partnerships for Indonesia’s sustainable patchouli development

Digitalization and financial inclusion

The ILO and the Swiss Government continue to strengthen partnerships for Indonesia’s sustainable patchouli development

The patchouli industry has emerged as a leading sector in Aceh Province in Indonesia, contributing significantly to local economic development and improving community welfare.

ILO advances financial inclusion to strengthen Indonesia’s small enterprises and informal workers
Informal worker

Press release

ILO advances financial inclusion to strengthen Indonesia’s small enterprises and informal workers

ILO highlights its commitment to advancing financial inclusion to strengthen micro, small, and medium Enterprises (MSMEs), informal workers, and rural economies in Indonesia. Collaborative efforts with government and financial institutions are...

When disaster strikes: How fire insurance protects lives and property in informal settlements

When disaster strikes: How fire insurance protects lives and property in informal settlements

Across the world’s informal settlements, a single spark can erase a family’s home, savings, and livelihood in minutes. Yet fire insurance – one of the most needed forms of financial protection in such settings – is rarely accessible or trusted by...

Emerging Insight: What is the impact of inclusive insurance on farmers’ production decisions?

Emerging Insight: What is the impact of inclusive insurance on farmers’ production decisions?

Findings from a new systematic review of research studies on inclusive insurance.

Financial resilience through Village Savings and Loans Associations: The Story of Vida Amponsah
Ghanan clothes and accessories

Financial resilience through Village Savings and Loans Associations: The Story of Vida Amponsah

In Ghana’s cocoa-growing community of Nsuontam, 57-year-old grandmother Vida Amponsah has transformed her life through a Village Savings and Loans Association (VSLA) supported by the ILO’s ACCEL Africa project.

Empowering rural entrepreneurs in Indonesia's East Sumba with financial literacy

Financial literacy

Empowering rural entrepreneurs in Indonesia's East Sumba with financial literacy

The ILO and Bank NTT urge East Sumba’s entrepreneurs in Indonesia, including youth, to adopt smarter banking habits for long-term financial success.

ILO and AFTECH join forces to boost financial access for dairy farmers through digital innovation

Digitalization and financial inclusion

ILO and AFTECH join forces to boost financial access for dairy farmers through digital innovation

The ILO and its social partners extend digital financial inclusion efforts to diverse agricultural value chains in Indonesia.

East Sumba’s seaweed sector in Indonesia is thriving due to enhanced financial access and digitalization
Seaweed drying process

Digitalization and financial inclusion

East Sumba’s seaweed sector in Indonesia is thriving due to enhanced financial access and digitalization

Empowering Indonesia’s seaweed sector in the province of East Nusa Tenggara, the ILO partners with the local government to expand financial access, strengthen financial skills, and drive digital integration across the value chain.

From paper to progress: Digital transformation empowers rural finance in Indonesia's Central Java province

Digitalization and financial inclusion

From paper to progress: Digital transformation empowers rural finance in Indonesia's Central Java province

The ILO supports a rural bank in Central Java, Indonesia in its digital transformation, shifting from manual operations to fully digital processes.