Emerging Insight: The best of 2022

In 2022, the ILO’s Social Finance Programme continued to draw insights from pioneering companies that are contributing to the development agenda. Our Emerging Insights of 2022 covered a variety of topics, including emergency loans, catastrophic agriculture insurance and innovative partnerships. Below are the three most popular Emerging Insights from 2022:

• Shifting staff mind-sets around loan repayments. Microfund for Women (MFW) in Jordan offers financial and non-financial services, targeting female entrepreneurs to empower them socio-economically. This Emerging Insight highlighted the experience of MFW in serving refugees and host communities in the country.
• Equipping and enticing cooperatives to offer insurance. Seguros Futuro is El Salvador’s only cooperative insurer. In this Emerging Insight, we featured Seguros Futuro’s partnership with cooperatives on sales force management, driving a large share of its microinsurance sales.
• Choosing quality over quantity. How can a microfinance institution sell insurance? We covered this question in a publication, covering the experience of MFIs, banks and insurers in establishing agent networks to sell insurance. This Emerging Insight highlighted one important lesson from the study.