Impact Insurance Working Paper #30: Scale: Thinking big

Achieving scale is a significant success factor for microinsurance schemes, as low premiums with high costs require substantial volumes to make an initiative sustainable; however to achieve scale is difficult.

In an effort to identify lessons that support practitioners, the ILO’s Microinsurance Innovation Facility commissioned the Centre for Financial Inclusion and Regulation (Cenfri) to review microinsurance initiatives that have achieved scale to identify and understand their trends and drivers in scale. Microinsurance Paper #30 analysed 95 Initiatives that achieved scale and evaluated 8 case studies in detail to understand what drives scale.

To learn more about the eight in depth case studies included in this paper, click here for Scale: Thinking big - Case studies.

Additional details

Author(s)

  • Mia Thom (the Centre for Financial Regulation & Inclusion), Jeremy Gray (the Centre for Financial Regulation & Inclusion), Zani Müller (the Centre for Financial Regulation & Inclusion) and Jeremy Leach (Bankable Frontiers Associates)