Briefing Note #23: Removing obstacles to access microinsurance

Based on a review of more than ten case studies, Briefing Note No. 23 identifies barriers to access and provides strategies to overcome them. More specifically, it takes a closer look at three business processes that enable access – enrolment, premium collection and renewal – and some related success factors. The goal is to provide concrete examples of how microinsurance schemes can improve clients’ access to products.

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Author(s)

  • Eric Cimon (independent consultant), Beatrice Harnasch (independent consultant), Peter Gross (MicroEnsure) and Camyla Fonseca (the ILO's Microinsurance Innovation Facility)