All publications: social finance

Financial education for MSMEs and workers in Peru – Trainee's booklet (in Spanish)

This manual, available in Spanish, is aimed at MSMEs and workers in Peru who want to improve their money management skills. It presents basic knowledge and tools related to income, expenses, budgeting and the use of financial services such as...

ILO-UK Skills for Prosperity in South-East Asia Programme

Financing mechanisms for promoting social inclusion in skills and lifelong learning systems: Global overview of current practices and...

The report analyses pros and cons of practices around the world, shedding light on the policy options to improve access to and participation in skills development and lifelong learning of disadvantaged people.

How to conduct a PACE client value assessment - analysis worksheet

PACE, the Facility’s client value assessment tool, helps organizations examine their products from the clients’ perspective by comparing the insurance offering with other formal and informal risk management tools. PACE provides a framework to...

The ILO’s Impact Insurance capacity building and market development initiative

Despite growing knowledge on inclusive insurance, many insurers and distributors struggle to offer insurance products that are viable for them and valuable for consumers. Recognizing these gaps, the ILO’s Impact Insurance capacity building...

Integrated financial services for better risk management

Financial institutions have a critical role in supporting vulnerable low-income households to cope with the growing risks and impact of climate change and extreme weather events. This publication highlights the importance of an integrated approach...

An impact insurance solution to build smallholder farmers' resilience

This paper explores impact insurance for smallholder farmer and what type of insurance solution can help build their resilience. The report looks at the background of inclusive insurance and suggests a framework to assess the performance of future...

Financial education for garment workers in Cambodia – Trainee’s booklet

This booklet, developed in partnership with Better Factories Cambodia, supports participants in the ILO Financial Education course. It targets workers in the garment factories in Cambodia who wish to improve their money management skills. It...

Annual Report 2022

The Annual Report 2022 highlights the achievements of the Social Finance Programme over the past year. The report covers developments in Social Finance's three streams of work: financial inclusion, impact insurance and sustainable investing.

Digital wages for decent work in Indonesia - A rapid assessment

Digital wage payments (through bank accounts, mobile money wallets or prepaid cards) can benefit workers and enterprises and contribute to achieving public policy goals. But the transition from cash to responsible digital wages brings challenges...

Social finance

Digital Wages for Decent Work in the Philippines: Fact sheet

The project fact sheet provides an overview of about the ILO's Global Centre on Digital Wages for Decent Work initiative in partnership with the Bill & Melinda Gates Foundation to accelerate the responsible transition from cash to digital wage...

Social Finance Brief: RUFI's journey in serving refugees and host communities in South Sudan and Uganda

In this brief, focusing on “Making Finance Work for Refugees”, Social Finance documents the experience of the Rural Finance Initiative (RUFI) in South Sudan and Uganda. RUFI aims to provide financial services to rural entrepreneurs to improve their...

Social Finance Brief: Seguros Bolivar

In 2018, the Colombian insurance company Seguros Bolivar launched “Tranquilidad Pymes”, a multi-risk insurance product to protect micro, small and medium-sized enterprises in Colombia. This Social Finance Brief shows how the company developed its...

Brief: Promoting responsible digital wage payments

Digital wage payments (wages paid into a bank or mobile account or a prepaid card) have become the norm for most workers worldwide. But millions of workers still lack access to them. When designed and offered responsibly, digital wage payments can...

Social Finance Brief: Suramericana Argentina

Suramericana is a company of Colombian origin with more than 70 years of experience in the Latin American insurance market. This Social Finance Brief describes Suramericana's work on providing insurance to micro, small and medium enterprises in...

Financial education for refugees, IDPs and host communities in Sudan – Trainee's booklet (in Arabic)

This booklet, available in Arabic, targets refugees, internally displace persons (IDPs) and host communities in Sudan who wish to improve their money management skills. It provides basic knowledge, skills and tools related to income, expenses,...

Social Finance Brief: Dvara KGFS

Dvara KGFS is a non-banking financial company serving more than a million customers and enterprises in rural areas of India. This Social Finance Brief describes their integrated risk management product “Dvara Sampoorna Sampath” and how it helps...

Financial education for refugees, IDPs and host communities in West Africa – Trainee's booklet (in French)

This booklet, available in French, is primarily aimed at refugees, internally displaced persons (IDPs) and host communities in West Africa who wish to improve their money management skills. The booklet presents basic knowledge, skills and tools...

Financial education for micro, small and informal businesses in the Philippines – Trainee’s booklet

This trainee's booklet on financial education targets primarily micro, small and informal business owners of the Philippines who wish to improve their digital money management. The booklet introduces basic knowledge, skills and tools related to...

Social Finance Brief: Ibdaa Microfinance's journey in serving refugees and host communities in Lebanon

In this brief, focusing on “Making Finance Work for Refugees”, the Social Finance Programme documents the experience of Ibda’a in Lebanon. Since its inception, Ibda’a has served Lebanese nationals and Palestine Refugees in Lebanon, guided by a...

Social Finance Brief: VisionFund's journey in serving refugees and host communities in Uganda

In this brief, focusing on “Making Finance Work for Refugees”, the Social Finance Programme documents the experience of VisionFund Uganda in expanding financial services to refugees in northern Uganda. While VisionFund was already present in Gulu...