Organizing for educational resources and training

ORT health plus scheme in the Province of La Union, Philippines: A case study of a community-based health micro-insurance scheme

This case study documents one initiative. The experiences of the past seven years of the ORT health plus scheme in the province of La Union in Northern Philippines is a rich source of lessons and best practices that can be used to help refine and replicate this effort to similar communities all over the Philippines.

In response to the increasing need for access to health care services, a sizeable number of communities and associations in the Philippines have implemented community-based initiatives to provide some social security for its members. Most of these schemes are small and aim to generate health care financing through voluntary prepayment schemes or contributions. These usually start with very simple policies and procedures so as not to alienate and inhibit members from joining.