ILO homeTopicsEmployment promotionInformal economyPublications Publications on informal economy Publication Social Finance Working Paper #15: Assessing the efficiency and outreach of micro-finance schemes 01 August 1996 Publication Social Finance Working Paper #9: Monitoring guidelines for semi-formal financial institutions active in small enterprise finance 01 April 1995 Publication Social Finance Working Paper #2: Tontines and the banking system 01 April 1994 Is there a case for building linkages?