Impact of financial sector liberalisation on competition and efficiency in the Ghanaian banking industry

IFLIP (The Impact of Financial Sector Liberalization on the Poor) Research Paper 01-2

Investigates whether competition has increased with the implementation of the Financial Sector Adjustment Programme (FINSAP). Uses the Herfindahl Index and Lorenz Analysis to determine the incidence and intensity of competition, and Data Envelopment Analysis (DEA) to assess the relative efficiency.