Briefing Note #9: A business case for microinsurance

Is there a business case for microinsurance? Under what circumstances can insurance companies generate profits from microinsurance? These are important questions because insurers are increasingly interested to expand into the low-income market. To encourage this expansion, microinsurance initiatives need to demonstrate that they are commercially viable and sustainable over time. Briefing Note #9 assesses the business case for microinsurance through case studies of five microinsurance initiatives.