The Social Finance Programme Team

The Social Finance Programme operates through a central team based in Geneva, Switzerland with fellow colleagues based in with fellow colleagues based in the DWT/CO-Jakarta, DWT/CO-Lima and Hong Kong. In addition, a global social finance network--working in different technical units at headquarters and in field offices around the world--further extends the work of the Social Finance Programme.

Craig Churchill
Craig has more than two decades of microfinance experience in both developed and developing countries. In his current position as the chief of ILO's Social Finance, he focuses on the potential of financial services and policies to achieve social objectives.

Craig has authored and edited over 40 articles, papers, monographs and training manuals on various microfinance topics including microinsurance, customer loyalty, organizational development, governance, lending methodologies, regulation and supervision, and financial services for the poorest of the poor.

Craig has a BA from Williams College and an MA from Clark University, both in Massachusetts.
Nalina Ganapathi
Sr. Administrative Assistant

Nalina is a Senior Administrative Secretary at Social Finance Programme. Prior to joining the ILO in 2000, she worked for the World Meteorological Organization and for the United Nations Office in Geneva for 13 years in the area of Administration and Finance.

Nalina holds a PhD in Management and an MBA in Human Resources Management. She has authored several articles in Management and is a reviewer for American and African journals. She is also an associate editor for the Indian Journal of Economics and Development.

She is fluent in English, French, Tamil and Malayalam.
Yousra Hamed
Technical Officer
Yousra has 12 years of experience in access to finance as a researcher and technical specialist. She works on access to finance for and through employer’s organisations, microfinance in post conflict / disaster settings, financial education, cooperatives, microfinance and occupational safety and health. She also acts as the coordinator of the Social Finance Network. Her research interests are related to issues of impact assessment, social performance, microfinance and decent work. Before joining the ILO, Yousra was a Lecturer in the universities of Le Maine and Reims (France) teaching economics and finance. She also worked for many years as a consultant and researcher with NGOs and consultancy firms.

Yousra holds a Ph.D., an M.A. in Economics from Université Paris XII, and a B.A. in Financial Management from ISG-Tunis.

Speaks: Arabic, French, English, Spanish
Patricia Richter
Senior Technical Officer
A development finance professional with over fifteen years of experience, Patricia's expertise covers areas of social performance and impact measurement, rural finance and risk management with a regional focus on Africa and Asia & Pacific. Patricia is currently managing the Social Finance’s collaboration with the Africa Agriculture and Trade Investment Fund  (AATIF) looking at how positive social and environmental impact of agricultural investments can be ensured and improved. She is also leading the unit’s work on social and environmental management systems with development finance institutions in Africa and Asia & Pacific.

Before joining ILO in 2007, Patricia researched financial system development and microfinance in East Africa, served on the Board of the Melton Foundation, and worked as advisor on economic development at a regional parliament in Germany.

Patricia holds a PhD in Economics and an M.A. in Intercultural Management and Business Administration. She also serves on the Technical Review Committee of the Social Performance Task Force a position she has held since 2015.

Speaks: German, English, French
Camila Castañeda Quintero
Jr Technical Officer
Camila has been working for the ILO since 2013 on issues related to responsible investment, social and environmental risk management and access to finance in the rural economy. She previously worked in the Bogota Chamber of Commerce and the Universidad Nacional de Colombia.

Camila studied Economics in the Universidad Nacional de Colombia and holds a MSc in Environmental Governance from the Albert Ludwig University of Freiburg.

Speaks: Spanish, English, German, French

Valerie Breda
Technical Officer
Valerie is a development economist with over 10 years of field experience in promoting financial inclusion. Within Social Finance, Valerie works on access to finance for workers and for youth, digital finance, financial cooperatives and financial education. Before joining the central team in Geneva, Valerie was posted in several countries in Asia and Africa.

Valerie holds a master degree from the University of Versailles/Saint Quentin and the Institut d’Etudes Politiques de Paris, France.

Speaks: French, English, Spanish
Margarita Lalayan
Senior Programme Officer
Margarita serves as the Senior Programme officer at the International Training Center of the ILO, where she is in charge of capacity building and the ILO Making Microfinance Work and social finance training programmes. Margarita has 19 years of experience in microfinance and development. She worked with a number of training and research projects focused on organizational development and strategic planning, product development, market research and other aspects of microfinance, and is currently managing training projects and activities in Africa, Asia, Europe and Latin America. She started her social finance career in a grass-roots MFI in Armenia where she served as a COO.

Margarita holds a degree in Economics from the Armenian State University of Economics.

Speaks: English, Russian, Armenian

Impact Insurance Facility 

Pranav Prashad
Senior Technical Officer
Pranav supports the Facility by providing technical expertise on agriculture insurance, alternative distribution and mobile services. He is the focal point for market development in Asia.v has more than two decades of experience in insurance and business management. He has initiated and taken to scale agriculture and health insurance projects amongst low income households in India, utilizing a diverse set of distribution channels and enabling the projects with technology.

Pranav holds an MBA from the Faculty of Management Studies and a bachelor's honours degree in Economics, both from Delhi University, India.

Speaks: English, Hindi
Miguel Solana
Senior Technical Officer
Miguel supports the Facility by providing technical expertise on catastrophic insurance and alternative distribution models. He is the focal point for market development in Latin America and Africa. He has extensive experience in a wide set of financial services. He has worked in capital markets at Deutsche Bank in Mexico City and Dresdner Kleinwort in Frankfurt. He also worked for Symbiotics SA in Geneva finding solutions for investors in the microfinance industry.

Miguel holds an MBA from the WHU - Otto Beisheim School of Management in Koblenz, Germany and a Certificate of Advanced Studies in Development and Cooperation from the Swiss Federal Institute of Technology Zurich (ETH).

Speaks: Spanish, English, French, German, Portuguese
Lisa Morgan
Technical Officer
Lisa supports the Facility by providing technical expertise on health insurance in the public and private sectors, offering insights into m-Health, actuarial analysis and strategy development. She has more than 15 years of experience in actuarial consultancy in Europe, Africa and Asia. Her experience includes pricing, reserving, benchmarking and budgeting for private and national health insurance schemes as well as advising on microinsurance.

Lisa is a qualified health actuary and Fellow of the Institute and Faculty of Actuaries in the UK. She has a Diploma in Actuarial Management from Cass Business School, London and a BSc in Actuarial Science from the University of the Witwatersrand, South Africa.

Speaks: English, Afrikaans

Camyla Fonseca
Knowledge and Capacity Building Officer 
Camyla leads the Facility's knowledge and capacity building initiative, as well as the Facility’s insurance education work. She is a Certified Knowledge Manager with over five years of experience in inclusive insurance.

Before joining the Facility team, she worked as an International Cooperation Officer at Pontifícia Universidade Católica de São Paulo in Brazil, and at the World Alliance of Cities against Poverty of the United Nations Development Programme in Geneva, Switzerland.

Camyla holds a MA in Development Studies from the Graduate Institute of International and Development Studies, Geneva and a BA in International Relations from Pontifícia Universidade Católica de São Paulo.

Brazilian national - Speaks: Portuguese, English, Spanish, French, Polish
Aida F. Lindmeier
Programme and Partnerships Officer
Aida supports the Facility's donor relations and partnerships, corporate communications and programme operations. She also manages the Facility's Fellowship Programme. She has over a decade of combined experience in communication and public relations, resource mobilisation, partnerships and programme management. Before joining the ILO, Aida worked for IOM, USAID, United Nations and the European Union.

Aida is certified in Advocacy in International Affairs (Graduate Institute-Geneva). She holds an MSc in European Integration (University of Graz), Graduate in International Relations (University of Oslo) and a BSc degree in Journalism (Journalism Faculty-Prishtina).

Speaks: English, German, French, Albanian, Serbo-Croat, Turkish

Joost Tijdink
Knowledge Management Analyst
Joost supports the Facility's knowledge and capacity building activities.

Before joining the ILO, Joost has worked for the local Dutch government and the Ministry of Foreign Affairs as well as NGO's in Moldova and the Netherlands supporting communication strategies.

Joost holds an MSc in Political Science and International Relations (University of Amsterdam, the Netherlands) and completed his Bachelor's degree in International Communication at the Hanze University of Applied Sciences (the Netherlands) and the University of Málaga (Spain).

Dutch national - Speaks: English, Dutch, Spanish, Portuguese, French
Victor Hugo Sanchez Valverde
Secretary and Admin. Clerk
Victor supports the Facility’s administrative and operational activities.
He has over twenty years of experience working for a financial institution (Banco Nacional de Costa Rica) as service clerk, accounts manager and accountant. Before joining the team, he worked as a text operator at the ILO TRAITEXT  Spanish department, preparing documents for the ILO’s different meetings (International Labour Conference, Governing Body meetings, regional meetings) and publications.

Victor holds a bachelor’s degree in Business Administration from the Universidad Latina de Costa Rica.

Speaks: English, Spanish

Based in the Field Offices

Aparna Dalal
Sr Research Officer

Hong Kong
Aparna leads the Facility's Research and Innovation initiative. She works primarily in mobile services, bundling insurance with other financial services, analysis and documentation. She has a decade of technology and business management experience in the public and private sector. Before joining the ILO, Aparna was the Director of Special Projects at the Financial Access Initiative at New York University, where she led microinsurance research projects.

Aparna holds a Master in Public Administration from New York University and a Bachelor in Business Administration from the University of Texas.

Speaks: English, Hindi
Alice Merry
Research Analyst

DWT/CO-Lima (Peru)
Alice works with our partners around the globe to test and analyse innovative solutions in microinsurance. She has five years of insurance and microinsurance experience. Before joining the ILO, Alice worked at Lloyd's of London and MicroEnsure, focusing on microinsurance, international operations and communication.
Alice has a MA in Classics from Cambridge University, an Executive Masters in Development Policy and Practice from the Graduate Institute, Geneva, as well as a Diploma in Insurance from the Chartered Insurance Institute.

Speaks: English, French, Spanish
Owais Parray
Chief Technical Advisor

Jakarta (Indonesia)
Owais Parray is the Chief Technical Advisor for the PROMISE IMPACT Project in Indonesia. He brings over 23 years of experience in international development. He has worked in the former Soviet Union, Africa, and Asia. He has been with the UN System for almost 15 years. In Indonesia he has worked for over 10 years between 1999 and 2009 and more recently with ILO from 2016. His technical expertize includes development economics, employment, and inclusive finance. He holds two master degrees in economics and economic policy from the University of New England and the Australian National University respectively.

Speaks: English, Indonesian, Russian, and Hindi


Monica Marino
Before joining the ILO as an Intern, Mónica worked as an Investment Analyst at Althelia Climate Fund, also as Climate Change specialist for BIOREDD+ a USAID financed Program and as researcher at the Universidad de los Andes in Colombia. She has experience in multi-disciplinary research and has worked in the field in Indonesia and Kenya.

Mónica has a BA in Environmental Engineering and BA in Biology from the Universidad de los Andes in Bogotá, Colombia and MA in Aquatic Tropical Ecology from the Bremen University, Germany.

Speaks: Spanish, English and German