Briefing Note #29: Making health microinsurance work

Health microinsurance (HMI) can deliver value to clients and support efforts to achieve universal health coverage. Despite being the most demanded type of microinsurance across the world, its success remains limited and HMI providers face a myriad of challenges: how to provide affordable comprehensive benefits, prevent illness, reduce administrative costs, provide access to quality health care, limit fraud and moral hazard, and manage the cost of care?