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> MIGRANT Home > Good practices database - Labour migration policies and programmes > Developing financial education training material for migrant workers and their families

Developing financial education training material for migrant workers and their families

  • Responsible Organisations: International Labour Organization (ILO) (International Organisation)
  • ILO Regions: Africa; Europe and Central Asia
  • Country(ies): France; Italy; Mauritania; Morocco; Senegal; Spain; Tunisia
  • Thematic areas: Migration and development
  • MLFLM: 15.


Knowledge of financial management is important to ensuring the overall economic welfare of migrants and to maximising the social benefits that remittances provide a community. As part of the Spanish Government-funded project on 'Good migration governance and its links to development' (Bonne Gouvernance des migrations de main d' œuvre et son lien avec le développement), the ILO worked in West Africa (Senegal and Mauritania) to develop a series of financial education tools for migrant workers and their families. Based on studies of migrants' financial behaviour and needs, training manuals were produced both for migrant workers and trainers. The manuals were first developed in Senegal starting 2011, and were later adapted to the Mauritanian context in collaboration with the ILO project on 'Promoting productive employment and decent work of youth in Mauritania'. Their content, which was inspired by training tools produced in Asia, was developed in a participatory manner involving government officials, banks and microfinance institutions, trade unions, and diaspora associations. The manuals - which employ cartoons and exercises to convey key messages - cover the setting of financial objectives; sound budget management; financial products and services; financial institutions and funds transfers; as well as risk management. Following the production of the manuals, over 23 training of trainers (ToT) seminars were held in Africa and Europe (Spain, France and Italy), and over 3,000 migrant workers/ family members were trained by the end of 2013. ILO's project on 'Improving the Governance of Labour Migration and the Protection of Migrant Workers' Rights in Tunisia, Morocco, Libya and Egypt' (IRAM) is currently in the process of developing similar training material for Tunisia and Morocco.


last updated on 08.05.2015^ top