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Document ID (ISN)78564
CIS number 02-711
ISSN - Serial title 1059-924X - Journal of Agromedicine
Year 2001
Convention or series no.
Author(s) Schneiders S., Donham K., Hilsenrath P., Roy N., Thu K.
Title Certified safe farm: Using health insurance incentives to promote agricultural safety and health
Bibliographic information 2001, Vol.8, No.1, p.25-36. Illus. 8 ref.
Abstract Telephone interviews and self-administered questionnaires were used to collect information on health insurance premiums, co-insurance rates and deductibles from 260 farmers in northwest Iowa, USA. Data were also collected on the injury and illness experiences of the subjects. 39% of primary farm operators and 63.5% of spouses worked off the farm. Of those who worked off-farm, 30% of the primary operators had coverage through their off-farm employer, and 27% of the spouses received health insurance through their off-farm employer. There was no significant relationship between the cost of coverage and the number of health care visits. However, persons with off-farm employer-sponsored coverage had significantly lower premiums than those without off-farm coverage. Additionally, those with family coverage from an off-farm employer had significantly lower deductibles. Implications for use of health insurance premium reductions as an incentive for safe farms are discussed.
Descriptors (primary) safety incentives; Iowa; plant safety and health organization; agriculture; role of insurance institutions; economic aspects
Descriptors (secondary) occupational accidents; responsibilities of employers; USA; sex-linked differences; injuries; questionnaire survey; workmen's compensation; occupational diseases
Document type D - Periodical articles
Country / State or ProvinceUSA
Subject(s) Agriculture, fishing, animal husbandry
Broad subject area(s) Industries and occupations
Browse category(ies) OSH training
Economic aspects