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Audio Podcast on Microinsurance

Microinsurance, a vital tool for the economic empowerment of women

May 2009 - Brandon Matthews, of Zurich Financial Services, interviews Women's World Banking president, Mary Ellen Iskenderian, about their collaboration on a health microinsurance programme in Jordan. They discuss their motivations for diversifying into microinsurance and the potential benefits the programme could bring to female entrepreneurs.
The interview highlights the importance of microinsurance as a tool for the economic empowerment of women. Women micro entrepreneurs, in contrast to men, allocate a high percentage of their earnings to savings, in order to protect themselves and their families against future health care needs and other emergencies. Microinsurance offers a more efficient way to guard against risk, while freeing up savings that can be used to increase revenue.
Helen Iskenderian explains why, as the percentage of microfinance clients that are women continues to decrease, developing a product beyond credit, which so aptly responds to women's needs, will allow institutions to continue to serve women and deeply contribute to social development.

Contextualizing the sector

March 2009 - ACCION International Principle Director, Monica Brand, interviewed Craig Churchill and discussed recent innovations being made in terms of microinsurance products, delivery channels, and supply gaps, as well as the challenges facing the advancement of the sector.

Audio Presentations on Index Insurance, World Climate Conference 3

The topic of Weather Based Index Insurance featured at the World Climate Conference 3. Experts in Index Insurance from around the world shared their experiences from this growing field of microinsurance and discussed the potential of index insurance as an adaptation mechanism for climate change.

Weather Index Insurance in Practice: Insurers' Experience, Pranav Prashad Weather Index Insurance in Practice: Insurers' Experience - (pdf 2,2 MB)
Pranav Prashad, The Microinsurance Innovation Facility

Mr Pranav Prashad, from the Facility, talks about the growth of the Index Insurance sector in India and his experiences developing large weather based index insurance programmes in rural India, for ICICI Lombard. His presentation highlights how use of new technology and other innovations allowed the company to develop affordable products for low income people.
In Exploration: Chinas Weather Index Agricultural Insurance, GE Heyou In Exploration: Chinas Weather Index Agricultural Insurance - (pdf 882 KB)
GE Heyou, Guoyuan Agricultural Insurance Company

Mr GE Heyou, from the Guoyuan Agricultural Insurance Company, gives a presentation on the role of Index Insurance in China. Guoyuan is the first insurance company to have been approved to pilot Weather Index Insurance in China, Mr Heyou talks about their experience of product development, technological innovations, and the successes and challenges they have encountered. His presentation is available in the original Chinese, and English.
 
Last update: 08.11.2009 ^ top