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Publications on microinsurance

  • Protecting the Poor, Vol.II Protecting the Poor: A microinsurance compendium, Volume II
    Edited by Craig Churchill and Michal Matul, 2012

    This second volume of Protecting the poor is a unique collection of recent practices and emerging ideas in microinsurance. It covers numerous innovations that have emerged in recent years to meet the challenges of providing insurance to low-income people, from new products and deliverychannels to consumer education tools, while examining changes in regulations, providers andschemes. As the microinsurance community dramatically evolves and millions more low-income households have access to better insurance cover, this timely second volume will be an invaluable resource for policymakers, insurers, academics and NGOs.
  • Explaining Insurance Explaining Insurance: Implementing Consumer Education in CARE-India's Insure Lives & Livelihoods Program - (pdf 417 KB)
    Catherine Burns and Aparna Dalal
    Financial Access Initiative Research Report, March 2010

    When CARE India field officers delivered emergency relief services to the coastal regions ravaged by the 2004 tsunami, they were struck by the communities' vulnerability to shocks and lack of access to appropriate risk protection tools, and assessed that microinsurance could be an effective product for these communities. Out of this determination, the CARE Insure Lives and Livelihoods (ILAL) microinsurance program was borne. In collaboration with Allianz SE and Bajaj Allianz, CARE India designed a broad, long term formal microinsurance program. The ILAL approach prioritized clients' understanding of the value of insurance over purchasing a policy: the ultimate objective of the program was not to distribute policies, but to improve communities' risk management capacities by improving their understanding of insurance.
  • Performance Indicators For Microinsurance Performance Indicators For Microinsurance - (pdf 503 KB)
    A Handbook for Microinsurance Practitioners
    John Wipf and Denis Garand, 2008
    Published by ADA, BRS and CGAP Working Group on Microinsurance

    The 8 key principles and ten key performance indicators, presented in the handbook, are applicable to all microinsurance providers, irrespective of legal structure, environment, organizational setup and type of microinsurance product offered, although there may be some differences in performance and interpretation. The handbook contributes to set a new standard for the entire microinsurance industry.
  • Protecting the poor: A microinsurance compendium Protecting the poor: A microinsurance compendium
    Edited by Craig Churchill, ILO, 2006

    Essential reading for insurance professionals, practitioners and anyone involved with offering insurance to low-income persons, this volume covers the many aspects of microinsurance in detail including product design, marketing, premium collection and governance.
    This authoritative compendium brings together the latest thinking of leading academics, actuaries, and insurance and development professionals in the microinsurance field. The result is a practical, wide-ranging resource which provides the most thorough overview of the subject to date. The book allows readers to benefit from the valuable lessons learned from a project launched by the CGAP Working Group on Microinsurance to analyse operations around the world. Essential reading for insurance professionals, practitioners and anyone involved with offering insurance to low-income persons, this volume covers the many aspects of microinsurance in detail including product design, marketing, premium collection and governance. It also discusses the various institutional arrangements available for delivery such as the community-based approach, insurance companies owned by networks of savings and credit cooperatives and microfinance institutions. The roles of key stakeholders are also explored and the book offers insightful strategies for achieving the right balance between coverage, costs and price.

Publications


 
Last update: 24.07.2012 ^ top