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Housed at the International Labour Organization's Social Finance Programme, the Microinsurance Innovation Facility seeks to increase the availability of quality insurance for the developing world’s low-income families to help them guard against risk and overcome poverty. The Facility was launched in 2008 with the support of a grant from the Bill & Melinda Gates Foundation.
Innovation grants
The ILO's Facility provides grants to support organisations to develop innovations in the microinsurance sector. The grants can support insurance against any type of risk, but priority is given to products where demand exceeds supply, such as agriculture, health, life and property.
The Facility is pleased to announce the availability of the fourth round of innovation grants. This call has a special emphasis on health microinsurance, but also welcomes applications for projects focusing on high-impact products and innovative distribution channels. Microinsurers that have the potential to provide better insurance products to many low-income people but need their capacity to be to strengthened can also receive support. For more details, check the overview (pdf 219 KB) and the guidelines and application forms or go to the online application. Applications must be submitted at the latest by 2 March 2010. |
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Innovation Grantees
Through the innovation grants, the Facility is encouraging a variety of organizations to engage with microinsurance in order to experiment with new products or partnerships. Click on this section to get an overview of our grantees, the projects they are implementing, and how these are intended to benefit the working poor.
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What's new
- Microinsurance Press Review
Our new press review highlights articles on microinsurance from the media worldwide. We collect, every month, stories in English, French and Spanish that reflect interesting developments and new trends in the field of microinsurance. Articles are sourced from a wide range of publications and a variety of countries.
- Two publications on microinsurance have been launched
MicroCapital is piloting Microinsurance Times, that presents news, events, information resources and research summaries on microinsurance; MicroRisk is a new quarterly publication and web portal dedicated to microinsurance and risk financing to protect the world's low-income people. MicroRisk is a joint venture between Insider Publishing and Insurance Research & Publishing. Anyone interested in receiving a free copy should contact amber@insuranceinsider.com
 Our 2009 Annual Report will soon be available !
Reserve your copy of the Facility's 2009 Annual Report by sending us an email with
your full contact details at microinsurancemedia@ilo.org. We'll ship the report to you early
March. See also the 2008 report.  Technical Assistance becomes CCB programme
We have restructured the Technical Assistance grants into a broader Consulting and Capacity Building Programme (CCB), which will enable us to provide more in-depth support to fewer organizations. Check the CCB’s flyer - (pdf 587 KB) to get an overview of the programme and see how you can benefit.
more >
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Feature story
Protecting the special health needs of women -
(pdf 211 KB)
Women´s health is particularly at risk due to the unhealthy environment, long working hours in hazardous conditions,
and lack of income to invest in prevention. The most significant risks that affect women´s health include maternal
mortality and complications surrounding pregnancy and childbirth, sexually transmitted diseases such as HIV/AIDS,
exposure to waterborne diseases, and respiratory problems and burns due to household work. If health microinsurance is
to become a valuable option to protect the livelihoods and health of low-income women, its design and delivery has to
overcome many challenges.
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