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Equal Employment Opportunities for Women and Men

Survey Companies/Organisations - Western Europe

Contents:

Summary of the sample

 

Agriculture,
fishing,
forestry

Banking,
finance,
insurance

Chemicals,
chemical products

Food, beverages, tobacco

Health

Information and communication technology

Textiles, clothing, leather

Retail and wholesale trade

Total

Austria

3

4

2

8

0

0

4

2

23

Belgium

4

3

7

4

3

9

3

5

38

Denmark

1

14

4

4

3

9

1

1

37

Finland

3

5

5

5

0

11

0

3

32

France

7

7

22

22

11

17

12

18

116

Germany

5

9

27

5

12

17

14

8

97

Greece

3

10

5

10

0

6

1

6

41

Ireland

3

4

2

4

0

2

0

1

16

Italy

3

14

4

5

0

7

9

1

43

Luxembourg

0

3

0

0

2

0

0

0

5

Netherlands

0

4

9

8

0

12

2

7

42

Norway

2

7

3

2

0

12

0

2

28

Portugal

2

5

3

3

4

2

3

2

24

Spain

3

7

4

6

0

2

2

4

28

Sweden

2

7

3

2

3

11

3

5

36

Switzerland

0

11

6

8

2

4

1

2

34

Turkey

0

7

3

1

0

2

4

2

19

United Kingdom

1

10

21

17

3

10

12

12

86

Total

42

131

132

117

43

134

71

81

751

 

Agriculture, fishing and forestry

Name

Registered in:

Nature of business

Mail

Add. contact inf.

A/S DANSKE VARMTVANDSFISK C/O ENSTED FISKEFARM A/S

Denmark

Fish farming

 

A/S DANSKE VARMTVANDSFISK C/O ENSTED FISKEFARM A/S

Varnæsvej 15 6200 Aabenraa

DENMARK

Tel: +45 74 63 25 95

Agrarbetrieb EG. Drossdorf

Germany

Calves and cattle, slaughter

 

Agrarbetrieb EG. Drossdorf

Ossiger Str. 06712 Droßdorf -

GERMANY

Tel:: +49 (3441) 21 23 52 -

Fax: +49 (3441) 21 23 53

Agrargemeinschaft EG. Schoenfeld

Germany

Cereals and grains

 

Agrargemeinschaft EG. Schoenfeld

Dorfstr. 20 16307 Schönfeld

GERMANY

Tel: +49 (33333) 304 67 -

Fax: +49 (33333) 304 68

Agrargenossenschaft Blankenhain EG

Germany

Cattle, dairy

 

Agrargenossenschaft Blankenhain EG

An der Windmühle 6 Blankenhain 08451 Crimmitschau

GERMANY

Tel: +49 (36608) 23 61 -

Fax: +49 (36608) 97 12

Agrargenossenschaft Doberschuetz EG

Germany

Cereals and grains

 

Agrargenossenschaft Doberschuetz EG

Martha-Brautzsch-Str. 4 04838 Doberschütz

GERMANY

Tel: +49 (34244) 502 15 -

Fax: +49 (34244) 502 15

Agrargenossenschaft Drei gleichen EG.

Germany

Vegetables

 

Agrargenossenschaft Drei gleichen EG.

Gothaer Str. 37 99869 Mühlberg

GERMANY

Tel: +49 (36256) 202 48 -

Fax: +49 (36256) 804 41

AGRIMPEX SRL

Italy

Garlic, fruit & vegetables

 

AGRIMPEX SRL

62, v. Vitt. Emanuele - 80021 Afragola (NA)

ITALY

Tel: +39 0818 527 011

Fax: +39 0818 526 994

Agrofruit Hellas V. Pantazis S.A.

Greece

Fruits

Agrofruit Hellas V. Pantazis S.A.

Lechaina 270 53 Ilia

GREECE

Tel: +30 (623) 230 75 -

Fax: +30 (623) 232 92

AGRO-TER

Spain

Production and commercialization
of fruit and vegetables

 

AGRO-TER

Cº de Cartagena-Tercia 30815 Lorca Murcia

SPAIN

Tel: +34 968 46 57 63 -

Fax: +34 968 44 29 04

Ålands lax AB

Finland

Fish, salmon

Ålands lax AB

Norrbölevägen 1 PB 174 22101 MARIEHAMN

FINLAND

Tel: +358 (18) 174 00

Fax: +358 (18) 237 70

AMICE SOQUET (GROUPE)

France

Laying chicks, started pullets Isabrown
Turkey poults, Eggs for hatching

 

AMICE SOQUET (GROUPE)

Le Vieux Manoir 22250 Lanrelas -

FRANCE

Tel: +33 296 86 61 11

Arctic product Norway AS

Norway

Fish, salt-water

Arctic product Norway AS

Nessev 1 9935 Bugøynes

NORWAY

Tel: +47 78 99 03 13

Fax: +47 78 99 02 02

AROFA SL

Spain

Indoor and greenhouse plants, floristry

 

AROFA SL

N 431 Km 120

21440 Lepe

SPAIN

Tel: +34 959 38 30 48 -

Fax: +34 959 38 30 25

ARTE ORTO - AZIENDE ORTOFLOROVIVAISTICHE ASS.TE

Italy

Biologically produced
vegetables

 

ARTE ORTO

ctr. Petraro 97017 Santa Croce Camerina (RG) -

ITALY

Tel: +39 0932 912 027 -

Fax: +39 0932 912 027

AS ØYLAKS

Norway

Fish, salt-water

 

AS ØYLAKS

Degerneset 6410 Midsund

NORWAY

Tel: +47 71 27 96 64 -

Fax: +47 71 27 90 72

CORK CO-OPERATIVE MARTS LTD.

Ireland

Pigs

CORK CO-OPERATIVE MARTS LTD.

PO BOX 661 Wilton Cork

IRELAND

Tel: +353 (21) 54 57 33

Fax: +353 (21) 54 53 25

DRUMMONDS LTD

Ireland

Green-leaf plants

 

DRUMMONDS LTD

Paddingstown Clonee

IRELAND

Tel: +353 (1) 825 50 11 -

Fax: +353 (1) 825 50 11

Emmedals minkfarm AB

Sweden

Fur farming

Emmedals minkfarm AB

Varvsg. 1 272 36 Simrishamn

SWEDEN

Tel: +46 (414) 101 89

Fax: +46 (414) 143 88

FANAD SEA FISHERIES LTD

Ireland

Fish

FANAD SEA FISHERIES LTD

Kindrum Fanad

IRELAND

Tel: +353 (74) 595 16

GUIGNARD (ETS)

France

Logging

 

GUIGNARD (ETS)

22 r Mouliere Charasse 86360 Montamisé

FRANCE

Tel: +33 549 44 90 26

HORTALIZAS ORTIZ SL

Spain

Vegetables

HORTALIZAS ORTIZ SL

Cº de Enmedio 59, 03300 Orihuela Alicante -

SPAIN

Tel: +34 965 30 51 50 -

Fax: +34 966 74 41 20

HORTAPRONTA - HORTAS DO OESTE, LDA

Portugal

Vegetables

 

HORTAPRONTA - HORTAS DO OESTE, LDA

Aptdo505 2520 Atouguia Da Baleia

PORTUGAL

Tel: +351 262 75 91 63 -

Fax: +351 262 75 99 63

Igla mink AB

Sweden

Fur farming

Igla mink AB

Stenaberga 272 94 Simrishamn

SWEDEN -

Tel: +46 (414) 261 82

IHTHIME MERANTZI B. & L. LTD

Greece

Fish Farming
Sea Bass and Sea Bream

 

IHTHIME MERANTZI B. & L. LTD

Steni Kamilafka 300 06 Astakos

GREECE

Tel: +30 (1) 246 20 18 -

Fax: +30 (1) 246 20 18

JUNIQUE ET BERTRAND

France

Breeding of pheasants, partridges, haresfor
reintroduction.

 

JUNIQUE ET BERTRAND

Le Monnay 69700 Loire sur Rhône -

FRANCE

Tel: +33 478 73 25 09 -

Fax: +33 478 07 29 83

Kiantaman Oy

Finland

Berries

Kiantama Oy

Marjatie 1 P.O.BOX 87 89601 SUOMUSSALMI

FINLAND

Tel: +358 (8) 71 26 70 -

Fax: +358 (8) 71 26 71

LANDSBOND VAN DE BELGISCHE VARKENSSTAMBOEKEN VZW

Belgium

Pigs

LANDSBOND VAN DE BELGISCHE VARKENSSTAMBOEKEN VZW

20 Van Thorenburghlaan 9860 Scheldewindeke

BELGIUM

Tel: +32 93 62 12 85 -

Fax: +32 93 62 13 05

Landwirtschaftl Genossenschaft st Veit/Glan Reg GENMBH

Austria

Cattle

 

Landwirtschaftl Genossenschaft st Veit/Glan Reg GENMBH

Schlachthofstr 7 9020 Klagenfurt

AUSTRIA

Tel: +43 (463) 554 75

Fax: +43 (463) 554 75 15

LEDERLEITNER

Austria

Nurseries

LEDERLEITNER

Schubertstr. 49 3452 Atzenbrugg

AUSTRIA

Tel: +43 (2275) 533 80 -

Fax: +43 (2275) 58 66

Maximilian Hardegg

Austria

Bedding plants, bulbs and seeds

 

Maximilian Hardegg

Nr. 1 2062 Seefeld-Großkadolz

AUSTRIA

Tel: +43 (2943) 220 30 -

Fax: +43 (2943) 22 03 10

Mazzoni SRL

Italy

Fresh & frozen fruits & vegetables
Frozen berries

 

Mazzoni SRL

69, v. Darsena 44100 Ferrara

ITALY

Tel: +39 0532 795 211 -

Fax: +39 0532 764 870

N.V. GROEP DANIS

Belgium

Pigs

N.V. GROEP DANIS

Knijffelingstraat 15 8851 Koolskamp

BELGIUM

Tel: +32 51 74 49 51 -

Fax: +32 51 74 72 85

N.V. VEEBO

Belgium

Pigs

N.V. VEEBO

Staatsbaan 300 3460 Bekkevoort -

BELGIUM

Tel: +32 16 63 40 82 -

Fax: +32 16 64 04 42

Ostrich farm Rigopoulos

Greece

Breeders of ostriches

 

Ostrich farm Rigopoulos

270 52 Manolada Ilias

GREECE

Tel: +30 (623) 721 49 -

Fax: +30 (623) 711 96

PAUL THOMSON POTATOES LTD

United Kingdom

Seed & Consumption Potatoes.

PAUL THOMSON POTATOES LTD

87 North Street Forfar Scotland DD8 3BL

UNITED KINGDOM

Tel: +44 (1307) 46 61 11 -

Fax: +44 (1307) 46 61 14

RICHTER (EARL)

France

Heather and
calluna vulgaris.

 

RICHTER (EARL)

33 Grand rue 67360 Walbourg

FRANCE

Tel: +33 388 90 20 46

RIVA-SOL

France

Strawberries,
small red fruits, nuts, mushrooms

 

RIVA-SOL

Rivailloux 24750 Atur

FRANCE

Tel: +33 553 04 26 50

Fax: +33 553 04 25 70

ROUGE GORGE

France

Melon and apple grower

 

ROUGE GORGE

Charteau 79100 Taizé

FRANCE

Tel: +33 549 96 56 83

SAULAIS

France

Indoor and greenhouse plants, floristry

 

SAULAIS

Che Bel Oeil 49130 Sainte Gemmes sur Loire

FRANCE

Tel: +33 241 66 71 11

SCANEGG SUOMI OY

Finland

Eggs and
egg products

 

SCANEGG SUOMI OY

Piispanristintie 8 P.O.BOX 6 20761 PIISPANRISTI

FINLAND

Tel: +358 (2) 21 44 31 -

Fax: +358 (2) 214 43 33

SEGHERS HYBRID NV

Belgium

Pigs

SEGHERS HYBRID NV

15 Kapellebaan 9255 Buggenhout

BELGIUM

Tel: +32 52 35 60 82

Fax: +32 52 35 02 15

SOCIEDADE AGRICOLA DO RIO FRIO, S.A.

Portugal

Wheat

 

SOCIEDADE AGRICOLA DO RIO FRIO, S.A.

Herdade do Rio Frio 2955 Pinhal Novo

PORTUGAL

Tel: +351 212 31 95 42 -

Fax: +351 212 31 96 29

Banking, finance and insurance services

Name

Registered in:

Nature of business

Mail

Add. contact inf.

3i Group plc

United Kingdom

3i Group plc invests in small and medium sized businesses that do not have ready access to the capital markets. Its investment activities include providing start-up, early stage and development capital, providing capital for management buy-outs and acquiring existing holdings in businesses. Its objectives are to achieve long term growth in the value of its net assets and to distribute an increasing dividend to its shareholders. Group investment activities in the United Kingdom are carried on through a network of 29 offices in Europe and two in Asia Pacific. 3i Group plc became a public company in July 1994. Some of the largest investments within the portfolio include; Morse Holdings plc, TDL Group Limited, Taylor & Francis Group plc, Diagonal plc and FirstGroup plc.

3i Group plc

Sir G. Russell

Chairman

91 WATERLOO ROAD
LONDON SE1 8XP
United Kingdom

Tel: +44 20 7 9283131
Homepage: http://www.3i.com

Aabenraa Kreditbank A/S

Denmark

Aabenraa Kreditbank A/S provides commercial and investment banking, securities trading and other financial services in Denmark. Interest and fees on loans accounted for 58% of 1998 revenues; interest on government securities, 14%; interest on bank deposits, 8%; other interest and non-interest income, 20%.

Aabenraa Kreditbank A/S

U. Jansen

Chairman

RAMSHERRED 27
AABENRAA DK-6200
Denmark

Tel: +45 73334600

Aachener und Muenchener Lebensversicherung AG

Germany

Aachener und Muenchener Lebensversicherung AG, founded in 1970, provides life, pension, accident, disability and other insurance services. Among the products offered are Deutsche FondsPolice and Die Private RentenPolice. The company is involved in the direct and indirect operation of life insurance. It is also responsible for the arranging and administration of insurance. The number of life insurances for own account at the end of 1999 were 3,942,600 and the number of supplementary insurance policies were 1,107,115. The company has foreign subsidiaries located in Spain, Greece, Ireland, Luxembourg and Italy. Life insurance premiums accounted for 65% of 1999 revenues; investment income, 22%; gain/loss on disposal of securities, 6% and other income, 7%.

Aachener und Muenchener Lebensversicherung AG

M. Kalka

Chairman

ROBERT-SCHUMAN-STRASSE 51
D-52066 AACHEN
Germany

Tel: +49 241 600101
Homepage: http://www.am-leben.de

AB Havsfrun

Sweden

AB Havsfrun invests in shares, other securities and properties. The company is also involved in investment operations in Finland. The company increased its holding in Norvestia Abp, Finland, to 27.6% of shares and 52.64% of voting rights in 1999. Investments in securities accounted for 100% of 1999 revenues and consultancy operations, nom%.

AB Havsfrun

T. Reghammar

Chairman

STRANDVAGEN 1
STOCKHOLM S-114 51
Sweden

Tel: +46 8 242185
Homepage: http://www.havsfrun.se

Abbey National Plc

United Kingdom

Abbey National Plc provides an extensive range of personal financial services. Its services include the provision of mortgages, savings facilities, cheque accounts, personal loans, life assurance and advice on pensions and sharesave schemes for companies. Its subsidiaries include Abbey National Treasury Services Plc, Scottish Mutual Assurance Plc and Abbey National Homes Limited.Interest income accounted for 87% of 1999 revenues; commissions and fees, 7%; trading income, 1% and other operating income, 5%.

Abbey National Plc

Lord Tugendhat

Chairman

BAKER STREET
LONDON NWI 6XL
United Kingdom

Homepage: http://www.abbeynational.plc.uk

Aberdeen Asset Management Plc

United Kingdom

Aberdeen Asset Management Plc (formerly Aberdeen Trust Plc), is the parent company of a fund management group which manages assets for a range of UK institutions, investment trusts, unit trusts, private clients and offshore funds. The Group operates from offices in London, Edinburgh, Inverness, Dublin, Singapore, Fort Lauderdale and Chicago. It manages 30 unit trusts, 17 investment trusts, several offshore funds, several segregated pension funds, life funds and other institutional funds, as well as a wide range of private portfolios.

Aberdeen Asset Management Plc

C.L.A. Irby

Chairman

ONE ALBYN PLACE
ABERDEEN AB10 1YG
United Kingdom

Tel: +44 224 631999

Aberforth Smaller Companies Trust

United Kingdom

Aberforth Smaller Companies Trust is organised as an investment trust investing over the long term in a diversified portfolio of small United Kingdom quoted companies. Interest income accounted for 100% of 1999 revenues and commission & fees, nom.

Aberforth Smaller Companies Trust

W.Y. Hughes

Chairman

14 MELVILLE STREET
EDINBURGH EH3 7NS
United Kingdom

Tel: +44 31 2200733

ABN AMRO All In Fund NV

Netherlands

ABN AMRO All In Fund NV is an open ended investment fund. Its investment portfolio consists of shares, bonds, real estate, liquid assets, and precious metals. Through combining the various investment categories, the company aims at limiting risks without lowering the investment yields. Interest income accounted for 84% of fiscal 1999 revenues and dividend income, 16%.

ABN AMRO All In Fund NV

Jhr. R.W.F. Van Tets

Chairman

POSTBUS 283
NL-1000 EA AMSTERDAM
Netherlands

 

Aceites y Proteinas S.A.

Spain

Aceites y Proteinas S.A., (ACEPROSA) derives its revenues from the acquisition, holding and administration of marketable securities, investments and other financial assets.

Aceites y Proteinas S.A.

J.M. Garcia Rodriguez

Chairman

48920 PORTUGALETE
BILBAO
Spain

Tel: +34 4 4965111

Aedes SPA

Italy

Aedes SPA - Ligure Lombarda per Imprese e Costruzioni is principally engaged in the management and construction of its own property assets which are leased to domestic, commercial and industrial users. The buildings include hotels, apartments and other living accommodation, ground floor retail outlets and car parks and garages. In 1998 the company demerged its residential real estate activities, which were assumed by the newly formed Petra SPA. Rental income accounted for 80% of 1998 revenues and other operating income, 20%.

Aedes SPA

C. De Benedetti

Chairman

VIA S. ORSOLA, 8
20123 MILAN
Italy

Tel: +39 02 86 67 41

Affarsstrategerna i Sverige AB

Sweden

Affarsstrategerna i Sverige AB is a venture capital company established in 1988. The company's business concept is, as an active owner and investor, to contribute capital and expertise with the objective of creating high growth in value for its shareholders. The company holds shares in listed and unlisted companies, mainly within the medical technology and IT/telecommunications sectors. Increase in value of shares accounted for 65% of 1998 revenues; income from securities (fixed assets), 6% and other income, 29%.

Affarsstrategerna i Sverige AB

C.G. Fridh

Managing Director
ARTILLERIGATAN 6
STOCKHOLM S-114 51
Sweden

Tel: +46 8 6624030
Homepage: http://www.astrateg.se

Akbank Turk Anonim Sirketi

Turkey

Akbank Turk Anonim Sirketi is a commercial bank which offers banking services to the public and business community. At the end of 1998 the bank's network comprised of 536 branch offices. All of the branches are automated and the company has plans to continue to improve the computer system to cater for the multi-purpose needs of its clients. Interest and fees on loans accounted for 25% of 1998 revenues; other interest income, 34% and non-interest income, 41%.

Akbank Turk Anonim Sirketi

E. Sabanci

Managing Director

SABANCI CENTER 80745 4. LEVENT
ISTANBUL
Turkey

Tel: +90 212 2700044/2702666
Homepage: http://www.akbank.com.tr

Aksigorta A.S

Turkey

Aksigorta A.S. was established in 1960 and is engaged in the insurance sector. The company has 1381 agencies, of which 883 are independent agencies and 498 are branches of Akbank. The company covers a wide range of insurance activities including fire, marine, accident, engineering, agriculture and life insurance. Non-Life insurance accounted for 90% of 1998 revenues while life insurance accounted for 10%.

Aksigorta A.S

T. Gungor Uras

Managing Director

FINIDIKLI
ISTANBUL 80040
Turkey

Tel: +90 212 2519400

Aktif Finans Factoring Hizmetleri A.S

Turkey

Aktif Finans Factoring Hizmetleri A.S. provides factoring services to industrial and commercial enterprises in both local and international markets. Its services include, leasing, finance, accounts receivable, protection against bad debt and other related financial services. Interest income accounted for 61% of 1998 revenues; financial income, 24%; other income, 10% and commission income, 5%.

Aktif Finans Factoring Hizmetleri A.S

Y. Celik

Chairman

1. LEVENT
ISTANBUL 80620
Turkey

Tel: +90 212 2802172

Aktiv Inkasso ASA

Norway

Aktiv Inkasso ASA is involved in collecting debt and purchasing accounts receivable. The company acquires portfolios of defaulted consumer credits, primarily from Norwegian financial institutions and it has started developing products for invoice administration and factoring. The company operates in Norway, Sweden and Finland. Receivables income accounted for 71% of 1998 revenues; debt collection income, 28% and other income, 1%.

Aktiv Inkasso ASA

O. Dalen Zahl

Managing Director

OSTENSJOVEIEN 36
OSLO 0605
Norway

Tel: +47 22884100
Homepage: http://www.aktivkapital.com

Alandsbanken Abp

Finland

Alandsbanken Abp provides corporate banking, security and investment management, foreign exchange trading, funding and other financial services in Finland. Lending to the householders accounted for 54% of 1998 loans; service sector, 36%; production sector, 8% and other, 2%. Interest income accounted for 80% of 1998 revenues; commission income, 11%; securities income, 3%; foreign exchange income, 2% and other, 4%.

Alandsbanken Abp

F. Husell

CEO

NYGATAN 2
MARIEHAMN ALAND 22101
Finland

Tel: +358 20429011
Homepage: http://www.alandsbanken.fi

Albingia Versicherungs AG

Germany

Albingia Versicherungs AG is an insurance company, established in 1901, which is involved in all types of insurance including accident, legal, automobile, life, health, house/property, fire, marine and accidental illness cover insurance. The company has mainly domestic subsidiaries. Premium income accounted for 67% of 1998 revenues; investment income, 19%; gain/loss on disposal of securities, 10% and other income, 4%.

Albingia Versicherungs AG

V. Bremkamp

Chairman

BALLINDAMM 39
D-20095 HAMBURG
Germany

Tel: +49 40 30220
Homepage: http://www.albingia.de

Alleanza Assicurazioni SPA

Italy

Alleanza Assicurazioni SPA is ranked as one of Italy's top three life insurance companies and provides life assurance and fire, theft, accident, health and title insurance. Through its subsidiaries the group offers property management and a variety of investment activities in Italy and Spain. The company's subsidiaries are Agricola S.Giorgio SPA, Edicom SPA, La Venezia Assicurazioni SPA and Covadonga SA de Seguros Y.R. (Spain). Premiums earned accounted for 56% of 1998 revenues; investment income, 26% and other operating income, 18%.

Alleanza Assicurazioni SPA

R. Pennisi

General manager

VIALE LUIGI STURZO, 35
20154 MILAN
Italy

Tel: +39 02 629 61
Homepage: http://www.alleanzaassicurazioni.it

Allgemeine Privatbank AG

Germany

Allgemeine Privatbank AG (Allbank), a member of the Bankgesellschaft Berlin group, founded in 1950 is a universal bank specialising in private retail banking. The company has domestic subsidiaries only. Interest and fees on loan accounted for 68% of 1998 revenues; interest on securities, 16%; commission and fees, 11%; other operating income, 5% and trading account income and interest and dividend income, nom.

Allgemeine Privatbank AG

D. Hoffmann

Spokesman

BUCHHOLZER STRASSE 98
D-30655 HANNOVER
Germany

Tel: +49 511 64650
Homepage: http://www.allbank.de

Allianz AG

Germany

Allianz AG (Allianz), founded in 1890, is Europe's largest insurance company. Allianz provides a wide range of insurance cover, including accident, health, life, property damage, automobile, general liability, industrial liability and fire insurance. In 1998 Allianz acquired 51% of the French insurance group Assurances Generales de France which is the second biggest health insurer and the third biggest life insurer in France. Also in the year under review Allianz shares were traded for the first time at the stock exchange in Paris and are now traded in England, Switzerland, France and Germany. Allianz has worldwide subsidiaries, agencies and representative offices and extensive minority interest shareholdings in domestic industrial, banking and utility companies. Premium income accounted for 66% of 1998 revenues; investment income, 23%; gain/loss on disposal of securities, 4% and other operating income, 7%.

Allianz AG

H. Schulte-noelle

Chairman

KOENIGINSTRASSE 28
D-80802 MUENCHEN
Germany

Tel: +49 89 38000
Homepage: http://www.allianz.de

ALLIANZ ELEMENTAR Versicherungs-AG

Austria

ALLIANZ ELEMENTAR Versicherungs-AG (formerly Wiener Allianz AG) is an general insurance company 99% held by Allianz Holding AG ( Germany). It provides accident and health policies, motor policies, fire and material damage policies, transport policies and general third party insurance policies. At the end of 1998, ALLIANZ ELEMENTAR managed about 3,800,000 insurance policies. The company has subsidiaries in Austria and Denmark. Premium income accounted for 85% of 1998 revenues; investment income, 13%; gain/loss on disposal of securities and other income, 2%.

ALLIANZ ELEMENTAR Versicherungs-AG

A. Hoyos

Chairman

HIETZINGER KAI 101 - 105
A-1131 WIEN
Austria

Tel: +43 1 878070
Homepage: http://www.allianz-elementar.at

Allianz Subalpina SPA

Italy

Allianz Subalpina SPA (formerly known as Unione Subalpina di Assicurazioni SPA) is an insurance company which mainly provides life insurance services. Non-life insurance services primarily include automobile, accident, health, fire and theft. Premiums earned accounted for 82% of 1998 revenues; investment income, 14% and other income, 4%.

Allianz Subalpina SPA

G. Baseggio

Managing director

VIA ALFIERI, 22
10121 TURIN
Italy

Tel: +39 011 516 11 11

Allied Irish Banks plc

Ireland

Allied Irish Banks plc (trading as AIB Group plc) provides a range of banking, financial and related services, principally in Ireland, the United States of America, the United Kingdom and Poland. The group operates a commercial banking business, operating through it's AIB Bank branch network in the Republic of Ireland, First Trust Bank in Northern Ireland, Allfirst in the United States, AIB Britain in the United Kingdom and Wielkopolski Bank Kredytowy S.A. in Poland. Allfirst is a merger of AIB's trading names in the United States, including First Maryland, Dauphin and York. The group also has subsidiaries engaged in fund management, capital markets, stockbroking and corporate finance. Interest income accounted for 77% of 1999 revenues; commissions and fees, 18%; dealing profits, 2%; dividend income and other income, 3%.

Allied Irish Banks plc

L. Quinn

Chairman

BALLSBRIDGE
DUBLIN 4
Ireland

Tel: +353 1 6600311
Homepage: http://www.aib.ie

Allied London Properties Plc

United Kingdom

Allied London Properties Plc's principal activities are property investment, trading and development in the United Kingdom. It concentrates on building shareholder value, primarily in cities and larger town centres. The group has a portfolio valued at 241 million pounds sterling and land holdings worth a further 28 million pounds sterling. During the fiscal year, it purchased 13 properties which include Charles Square, Bracknell, Swan Center, Leatherhead and the 3 additions to the M25 office portfolio. Property trading accounted for 61% of fis 1999 revenues and property investment, 39%.

Allied London Properties Plc

M.J. Ingall

Managing director

26 MANCHESTER SQUARE
LONDON W1A 2HU
United Kingdom

Tel: +44 20 74866080

Alpha Credit Bank SA

Greece

Alpha Credit Bank SA (formerly known as Credit Bank AE) is a multi-branch commercial bank which provides a range of depository, lending and related financial services to individuals and firms. The bank offers investment advice & brokerage, insurance, leasing and other services, including the cards Alphacard 2000, Alphacard Visa, American Express and Dynamic Visa. Alpha Credit Bank SA operates 212 branches and sub-branches throughout Greece and has over 380 ATMs, the largest network in Greece. The bank has subsidiaries in Jersey, Cyprus and Romania. During 1999 the bank acquired the Ionian and Popular Bank of Greece bringing its market share to 18% and making it the second largest bank in Greece. Interest and fees on loans accounted for 37% of 1998 revenues; interest on government securities, 28%; trading account income, 13%; commissions and fees, 12%; dividend income,1% and other operating income, 9%.

Alpha Credit Bank SA

Y.S. Costopoulos

Managing director

40 STADIOU
ATHENS 10252
Greece

Tel: +30 1 32 60 000
Homepage: http://www.alpha.gr

Alpha Finance SA

Greece

Alpha Finance SA is an investment company engaged in underwriting of securities and mercantile financing and fund management. The company also distributes issues of securities and is involved in bond and equity portfolio management services through its participations in Alpha Ventures, Danube Fund, Banca Bucuresti, Alpha Mutual Funds Management Co. and Bucharest Investment Group. Commissions & fees accounted for 94% of 1998 revenues; investment income, 5%; and other operating income, 1%.

Alpha Finance SA

P. Vourloumis

Managing director

5 MERLIN STREET
ATHENS 106 71
Greece

Tel: +30 1 36 46 186

+30 1 36 27 535

Alpha Investments AE

Greece

Alpha Investments AE (formerly known as Ependysis Pisteos AE) manages a portfolio of domestic (89%) and foreign (11%) securities. The company also invests in other companies with similar objectives. Alpha Investments AE operates one domestic branch. The top ten Greek equity holdings are as follows: Alpha Credit Bank, National Bank of Greece, OTE, Panafon, Minoan Lines, Hellenic Technodomiki, Intracom, Titan, Interamerican and Attica Holdings. At year end 1999 the company's portfolio was as follows: 87% equities, 10% fixed income securities and 3% cash. Trading account income accounted for 91% of 1998 revenues and interest and dividend income, 9%.

Alpha Investments AE

C.A. Kyriacopoulos

Chairman

43 PANEPISTIMIOU STREET
ATHENS 105 64
Greece

Tel: +30 1 32 66 230

+30 1 32 66 263

Alpine Select AG

Switzerland

Alpine Select AG founded in 1997 was listed on the Swiss Stock Exchange in September 1998. The company primarily invests in hedge funds (Global Dimensions Fund Ltd., Moore Global Investments Ltd., Standard Pacific Capital LLC., Crown Capital Management and Hermes Advisory). In addition the company also trades in currencies, raw materials, financial term contracts, derivatives and other securities.

Alpine Select AG

A.W. Moeckli

President
BAHNHOFSTRASSE 23
CH-6301 ZUG
Switzerland

Tel: +41 7204411
Homepage: http://www.alpineselect.ch

Alpinvest Holding NV

Netherlands

Alpinvest Holding NV is an investment company which focuses on participations in medium-sized, unlisted companies based in Western Europe. In addition Alpinvest provides financing & risk management to its participations. All its subsisiaries are based in Naarden & The Hague (Netherlands) and operate under the names of Alpinvest & Betacom. The company became listed on the Amsterdam Stock Exchange on 11 June 1997. Gain on sale of participations accounted for 77% of 1998 revenues; interest income, 14% and dividend income, 9%.

Alpinvest Holding NV

C.M. Vermeulen

Chairman

GOOIMEER 3
NL-1411 DC NAARDEN
Netherlands

Tel: +31 35 6952600

Altamir & Cie

France

Altamir & Cie is a holding company which specialises in capital investment operations and is acting in synergy with Apax Partners. The majority of funds is invested in leverage operations, the rest mainly in start-off operations. Altamir's invetstments are concentrated on four main sectors of the French economy: health, media, information technology and specialised distribution. Trading income accounted for 79% of 1999 revenues, interest income, 11% and investment income, 10%.

Altamir & Cie

M. Tchenio

Supervising manager

45, AVENUE KLEBER
75784 PARIS CEDEX 16
France

Tel: +33 1 53 65 01 00

A/S Egnsbank Nord

Denmark

A/S Egnsbank Nord provides commercial and investment banking, securities trading and management and other financial services. Interest and fees on loans accounted for 55% of 1998 revenues; interest on government securities, 17%; interest on bank deposits, 9%; other interest income, 2% and non-interest income, 17%.

A/S Egnsbank Nord

J.O. Jensen

Managing director

JERNBANEGADE 4-6
FREDERIKSHAVN DK-9900
Denmark

Tel: +45 99212223

A/S Gronlandsbanken

Denmark

A/S Gronlandsbanken provides commercial and investment banking and other financial services. Other operations include real estate management and investments. A/S Gronlandsbanken has entered into co-operation agreements with the Greenland Post Office and KNI (the Greenland Trade Company). Interest and fees on loans accounted for 45% of 1999 revenues; interest on bank deposits, 23%; interest on government securities, 23%; other interest and non-interest income, 9%.

A/S Gronlandsbanken

S.E. Danielsen

Managing director

SKIBSHAVNSVEJ 33
NUUK 3900
Denmark

Tel: +299 347700

A/S Midtbank

Denmark

A/S Midtbank provides commercial and investment banking, securities trading and management, leasing and other financial services through its subsidiaries in Denmark and Ireland. Interest and fees on loans accounted for 62% of 1999 revenues; interest on government securities, 7%; interest on bank deposits, 5%; other interest income, 2% and non-interest income, 24%.

A/S Midtbank

B. Degn

General manager

OSTERGADE 2
HERNING DK-7400
Denmark

Tel: +45 96262626
Homepage: http://www.midtbank.dk

A/S Mons Bank

Denmark

A/S Mons Bank provides commercial and investment banking, securities trading and management and other financial services mainly in Denmark. Interest and fees on loans accounted for 63% of 1998 revenues; interest on government securities, 9%; interest on bank deposits, 2%; other interest income, 2% and non-interest income, 24%.

A/S Mons Bank

S. Juhler

Managing director

STOREGADE 29
STEGE DK-4780
Denmark

Tel: +45 55861500

A/S Morso Bank

Denmark

A/S Morso Bank provides commercial and investment banking, securities trading and other financial services to corporate and private clients mainly in Denmark. Interest and fees on loans accounted for 63% of 1999 revenues; interest on government securities, 20%; interest on bank deposits, 3%; other interest income, 3% and non-interest income, 11%.

A/S Morso Bank

H.J. Christensen

Managing director

ALGADE 2
NYKOBING MORS DK-7900
Denmark

Tel: +45 97721400/97721600

A/S Nordfyns Bank

Denmark

A/S Nordfyns Bank provides commercial banking, securities trading and other financial services with operations in Denmark only. Interest and fees on loans accounted for 70% of 1998 revenues; interest on government securities, 5%; interest on bank deposits, 4%; other interest income, 2% and non-interest income, 19%.

A/S Nordfyns Bank

A. Jorgensen

Managing director

ADELGADE 49
BOGENSE DK-5400
Denmark

Tel: +45 64811737
Homepage: http://www.nordfynsbank.dk

A/S Nordvestbank

Denmark

A/S Nordvestbank provides commercial and investment banking, real estate, securities trading and management and other financial services. The bank has subsidiaries in Denmark and Luxembourg. Interest and fees on loans accounted for 73% of 1999 revenues; interest on government securities, 6%; interest on bank deposits, 2%; other interest income, 1% and non-interest income, 18%.

A/S Nordvestbank

F. Kristensen

Managing director

TORVET 4-5
LEMVIG DK-7620
Denmark

Tel: +45 96630777
Homepage: http://www.nordvestbank.dk

A/S Nordvestbank

Denmark

A/S Nordvestbank provides commercial and investment banking, real estate, securities trading and management and other financial services. The bank has subsidiaries in Denmark and Luxembourg. Interest and fees on loans accounted for 73% of 1999 revenues; interest on government securities, 6%; interest on bank deposits, 2%; other interest income, 1% and non-interest income, 18%.

A/S Nordvestbank

F. Kristensen

Managing director

TORVET 4-5
LEMVIG DK-7620
Denmark

Tel: +45 96630777
Homepage: http://www.nordvestbank.dk

A/S Norresundby Bank

Denmark

A/S Norresundby Bank provides commercial and investment banking, securities trading, pension schemes, house financing and other financial services. A/S Norresundby Bank operates mainly in Denmark. Interest and fees on loans accounted for 61% of 1999 revenues; interest on government securities, 12%; interest on bank deposits, 9%; other interest income, 7% and non-interest income, 11%.

A/S Norresundby Bank

A. Rasmussen

Managing director

TORVET 4
NORRESUNDBY DK-9400
Denmark

Tel: +45 98173333

A/S Ringkjobing Bank

Denmark

A/S Ringkjobing Bank provides commercial and investment banking, securities trading and other financial services. Other operations include real estate management and investments. A/S Ringkjobing Bank cooperates with the mortgage credit institute Totalkredit and the insurance company Forsikringsselskabet Vestjylland. Interest and fees on loans accounted for 69% of 1999 revenues; interest on government securities, 11%; interest on bank deposits, 2%; other interest income, 1% and non-interest income, 17%.

A/S Ringkjobing Bank

P. Knudsgaard

Managing director

TORVET 2
RINGKJOBING DK-6950
Denmark

Tel: +45 99753200
Homepage: http://www.ringkjoebing-bank.dk

A/S Roskilde Bank

Denmark

A/S Roskilde Bank is an independent, local financial institution providing banking services for private as well as corporate customers. Other operations include equipment leasing, leasing of real estate assets and real estate management. The bank operates in Denmark only. The bank formalized its cooperation with real-estate agents in July 1999 by the establishment of the company Boligmaegleren A/S. Interest and fees on loans accounted for 63% of 1999 revenues; interest on government securities, 7%; interest on bank deposits, 2%; other interest income, 2% and non-interest income, 26%.

A/S Roskilde Bank

N.V. Hansen

Managing director

ALGADE 14
ROSKILDE DK-4000
Denmark

Tel: +45 46351700
Homepage: http://www.roskildebank.dk

A/S Skjern Bank

Denmark

A/S Skjern Bank provides commercial banking services including savings accounts, personal loans, mortgages and other financial services in Denmark. The bank's head office is located in Skjern, Denmark. Interest and fees on loans accounted for 71% of 1999 revenues; interest on government securities, 7%; interest on bank deposits, 7%; other interest income, 1% and non-interest income, 14%.

A/S Skjern Bank

P. Munck

Managing director

BANKTORVET
SKJERN DK-6900
Denmark

Tel: +45 97351333
Homepage: http://www.skjernbank.dk

A/S Tarm Bank

Denmark

A/S Tarm Bank provides commercial banking services, securities trading and other financial services in Denmark. The bank's head office is located in Tarm, Danmark. Interest and fees on loans accounted for 63% of 1998 revenues; interest on government securities, 17%; interest on bank deposits, 7%; other interest income, 2% and non-interest income, 11%.

A/S Tarm Bank

K. Foged

Managing director

STOREGADE 6-10
TARM DK-6880
Denmark

Tel: +45 97371411

Askia Invest ASA

Norway

Askia Invest ASA offers stockbroking, shipbroking, asset management and financial investment services to Norwegian and international clients through its investments in ABG Securities ASA and KS P.F. Bassoe AS & Co.

Askia Invest ASA

O.M. Huseby

Managing director

P.O. BOX 1364 VIKA
OSLO 0114
Norway

Tel: +47 22016404
Homepage: http://www.askia-invest.com

Assicurazioni Generali (Generali) SPA

Italy

Assicurazioni Generali (Generali) SPA is one of Italy's leading insurance companies and provides a variety of insurance services, primarily accident & health insurance, but also life & title insurance. The company also provides real estate services and a range of other investment activities. The group consists of 134 insurance companies, 367 holding & financial companies, real estate companies & agricultural companies, located in the EC, South America, South Africa, Israel, Austria & Hungary. Premiums earned accounted for 74% of 1998 revenues; investment income, 19% and other income, 7%.

Assicurazioni Generali (Generali) SPA

G. Gutty

Managing director

PIAZZA DUCA DEGLI ABRUZZI, 2
34132 TRIESTE
Italy

Tel: +39 040 67 11 11
Homepage: http://www.generali.com

Assurances Banque Populaire SA

France

Assurances Banque Populaire SA (formerly known as Fructivie SA) is an insurance company which provides life insurance & pension and welfare fund services. The company operates only in France with investments in three French companies: +X Capital, Fructuavie and Cap-Ouest. Insurance premiums accounted for 72% of 1998 revenues; investment income, 27% and gain/loss on sale of securities, 1%.

Assurances Banque Populaire SA

H.-p. Leflon

Director general

115, RUE MONTMATRE
75002 PARIS
France

Tel: +33 1 40 39 48 00

Assurance Generales de France (AGF) SA

France

Assurance Generales de France (AGF) SA (formerly known as Societe Centrale des Assurances Generales de France (AGF) SA) is a major French insurance group which provides accident, fire, risk insurance and life assurance services. It also has real estate and other investment activities and is involved in some banking operations. The company has investments in all E.C. countries, Switzerland, Brazil, Chile and Canada. In 1998, Allianz (Germany) became majority shareholder in AGF with 51% of shares. Insurance premiums accounted for 66% of 1998 revenues; investment income, 18%; gain on sale of securities, 3% & other operating income, 13%.

Assurance Generales de France (AGF) SA

J.-f. Debrois

Director general

87, RUE DE RICHELIEU
75113 PARIS CEDEX 02
France

Tel: +33 1 42 44 04 44
Homepage: http://www.agf.fr

AXA Colonia Konzern AG (AXA Colonia)

Germany

AXA Colonia Konzern AG (AXA Colonia) former CKAG Colonia AG, founded in 1839 and publicly traded since 1969, is a member of the French AXA UAP insurance group (Union des Assurances de Paris). Within the UAP group, AXA Colonia is the holding of a group of insurance companies which function as an independent profit centers responsible for the geographic area of Middle and Eastern Europe. The AXA Colonia group provides a wide range of insurance products, including life, automobile, industrial & personal liability, accident, health, transport, technical, fire, theft and art insurance. In addition, the group operates a building society (Colonia Bausparkasse AG) and offers other financial products, such as closed-end real estate funds. AXA Colonia has subsidiaries in Germany, Austria, Switzerland, the Netherlands, Great Britain, Ireland, Hungary, Italy, Greece, Turkey, Canada, the United States and Japan. Premium income accounted for 71% of 1998 revenues; investment income, 24%; gain/loss on disposal of securities, 3% & other operating income, 2%.

AXA Colonia Konzern AG (AXA Colonia)

C.-m. Dill

Chairman

GEREONSDRIESCH 9-11
D-50670 KOELN
Germany

Tel: +49 221 148101
Homepage: http://www.axa-colonia.de

Banca Agricola Mantovana (BAM) SPA

Italy

Banca Agricola Mantovana (BAM) SPA is a multi-bank holding company which operates in the north of Italy offering retail banking and related financial services. The bank has branches in Lombardy, Emilia Romagna and Veneto. The company has a representative office in Hong Kong and in the UK and fiduciary consulting offices in the USA, Switzerland, Germany, Algeria, Romania and India. Interest and fees on loans accounted for 52% of 1998 revenues; interest income on securities, 15%; interest income on bank deposits & other interest income, 6% and non-interest income, 27%.

Banca Agricola Mantovana (BAM) SPA

M. Petroni

General manager

CORSO VITTORIO EMANUELE, 30
46100 MANTOVA
Italy

Tel: +39 0376 33 11

Banca Carige Spa

Italy

Banca Carige Spa is a multi-bank holding company which offers a wide range of lending, depository and related financial services. The group operates through more than 240 branches, situated mostly in the region of Liguria, though the company is pursuing an expansion strategy in the rest of Northern Italy. The company also has a full branch in Nice (France), representative offices in London, Paris, New York, Frankfurt and Madrid and consultancy offices in Moscow, Algiers, Beijing, Casablanca and Tunis. Interest and fees on loans accounted for 46% of 1998 revenues; interest on securities, 19%; interest income on bank deposits, 7%; other interest income, 1% and non-interest income, 27%.

Banca Carige Spa

G. Berneschi

General manager

VIA CASSA DI RISPARMIO, 15
16123 GENOA
Italy

Tel: +39 010 57 91
Homepage: http://www.carige.it

Banca Catalana S.A.

Spain

Banca Catalana S.A. provides commercial and corporate banking services and participates in the capital market and investment sectors. Interest and fees on loans accounted for 66% of 1998 revenues; non-interest income, 18% and other interest income, 16%.

Banca Catalana S.A.

J. Guardiola

Managing director

DIAGONAL 662-664
08034 BARCELONA
Spain

Tel: +34 93 4044000

Banca Commerciale Italiana SPA

Italy

Banca Commerciale Italiana SPA (also known as COMIT) is one of Italy's leading multi-bank holding companies, which offers commercial & merchant banking, short-term & medium-term lending, leasing, securities brokerage and a range of other financial services. The Comit group comprises 49 fully consolidated subsidiaries based in Italy, Switzerland, France, Luxembourg, Germany, England, Ireland, Canada and South America. Interest & fees on loans accounted for 47% of 1998 revenues; interest income on bank deposits, 20%; interest on securities, 12%; other interest income, 1% and non-interest income, 20%.

Banca Commerciale Italiana SPA

L. Crippa

General manager

PIAZZA DELLA SCALA, 6
20121 MILAN
Italy

Tel: +39 02 88 501
Homepage: http://www.bci.it

Banca di Legnano SPA

Italy

Banca di Legnano SPA is a multi-bank holding company which offers a broad range of lending, depository and related financial services to individuals and businesses. Banca di Legnano's operations are based entirely in Northern Italy, in the industrial area around Milan. Interest and fees on loans accounted for 41% of 1998 revenues; interest on bank deposits, 11%; other interest income, 16% and non-interest income, 32%.

Banca di Legnano SPA

B. Lorito

Managing director

LARGO F. TOSI, 9
20025 LEGNANO (MI)
Italy

Tel: +39 0331 52 11 11

Banca di Roma SPA

Italy

Banca di Roma SPA is a multi-bank holding company which offers retail and merchant banking services. The bank also trades securities, provides life insurance and various other financial services. The group operates through 27 fully consolidated subsidiaries based in Italy, Luxembourg and France. Interest and fees on loans accounted for 53% of 1998 revenues; interest on securities, 13%; interest income on bank deposits, 12%; other interest income, 1% and non-interest income, 21%.

Banca di Roma SPA

A. Nottola

Managing director

VIA MARCO MINGHETTI, 17
00187 ROME
Italy

Tel: +39 06 670 71
Homepage: http://www.bancaroma.it

Banca Lombarda

Italy

Banca Lombarda (formerly known as CAB) SPA is a commercial bank which offers general banking services, leasing and factoring services, insurance services, consultancy services, promotion and distribution services and trust services. The bank operates primarily in the north of Italy, with a number of offices in Rome and Milan. In total the group has 8 fully consolidated subsidiares, all operating in the financial sector. Interest and fees on loans accounted for 47% of 1998 revenues; interest on securities, 21%; interest on bank deposits, 4%; other interest income, 1% and non-interest income, 27%.

Banca Lombarda

B. Degrandi

Director general

VIA CEFALONIA, 62
25175 BRESCIA
Italy

Tel: +39 030 243 31
Homepage: http://www.bancalombarda.it

Banca Nazionale del Lavoro SPA

Italy

Banca Nazionale del Lavoro SPA (BNL) is one of Italy's leading banks which offers retail and merchant banking, business loans, corporate finance, leasing and factoring services, investment advice, surety insurance, stockbroking, real estate and other financial services. In 1998 the group underwent a process of privatization leading to its quotation on the Stock Exchange. The group has 11 subsidiaries abroad (Luxembourg, Germany, Switzerland, Uruguay, Argentina, Brazil), 7 of which are involved in banking and 4 in other financial services. Interest and fees on loans accounted for 60% of 1998 revenues; interest income on bank deposits, 10%; interest on securities, 9%; other interest income, 1% and non-interest income, 20%.

Banca Nazionale del Lavoro SPA

D. Croff

CEO

VIA VITTORIO VENETO, 119
00187 ROME
Italy

Tel: +39 06 470 21
Homepage: http://www.bnl.it

Banca Popolare di Crema Scarl

Italy

Banca Popolare di Crema Scarl is a multi-bank holding company which offers general financial services, loans, depository and other banking services. Interest income and fees on loans accounted for 42% of 1998 revenues; interest on securities, 19%; interest income on bank deposits, 16%; other interest income, 3% and non-interest income, 20%.

Banca Popolare di Crema Scarl

L. Bergami

Director

VIA XX SETTEMBRE, 18
26013 CREMA
Italy

Tel: +39 0373 89 11

Banca Popolare di Sondrio

Italy

Banca Popolare di Sondrio is a multi-bank holding company which offers commercial and merchant banking services and lending, investment trust and other services. The company's main activities are grouped in Northern Italy, in the industrial area around Milan, with one subsidiary in Switzerland (Banca Popolare di Sondrio Suisse SA). Through the Gruppo Arca Nordest (to which belong twelve other local Banks), Banca Popolare di Sondrio has representative offices in Lugano, London and Hong Kong. Interest and fees on loans accounted for 52% of 1999 revenues; interest income on bank deposits, 4%; other interest income, 14% and non-interest income, 30%.

Banca Popolare di Sondrio

M.A. Pedranzini

General manager

PIAZZA GARIBALDI, 16
SONDRIO 23100
Italy

Tel: +39 0342 52 81 11
Homepage: http://www.popso.it

Banco Atlantico S.A

Spain

Banco Atlantico S.A. is engaged in all types of banking operations including retail and wholesale banking. Banco Atlantico has 251 offices located throughout Spain and is present in seventeen countries with two agencies in the United States (New York and Miami), one in Portugal (Lisbon) and one in Grand Cayman, subsidiary banks in the Bahamas, Gibraltar and Panama, representative offices in Argentina, Brazil, Colombia, Chile, Hong Kong, Hungary, Lebanon, Mexico, the Czech Republic, Philippines, Poland and Venezuela as well as delegations in Germany and India. Interest & fees on loans accounted for 71% of 1998 revenues; non-interest income, 21% and other interest income, 8%.

Banco Atlantico S.A

A. Sanchez-pedreno Martinez

Managing director

AVDA. DIAGONAL 407, BIS
08008 BARCELONA
Spain

Tel: +34 93 4020100

Banco Comercial Portugues

Portugal

Banco Comercial Portugues is a private commercial bank with interests in insurance, mutual funds, portfolio management, merchant banking, factoring, securities brokerage, leasing, venture capital, long term rental, pension management funds, real estate investments, tourism through and other related services. In 1998 the group had 742 branches.

Banco Comercial Portugues

J.M. Ferreira Da Costa Goncalves

Chairman

RUA JULIO DINIS, 705/719
PORTO 4000
Portugal

Tel: +351 22 696136

Banco de Andalucia, S.A.

Spain

Banco de Andalucia, S.A. is a private-law banking entity providing commercial and corporate banking services, investment and credit financing and money management. The bank operates in 289 offices located throughout Spain. Interest & fees on loans accounted for 74% of 1998 revenues; non-interest income, 24% and other interest income, 2%.

Banco de Andalucia, S.A.

M.A. De Solis Y Martinez

Chairman

FERNANDEZ Y GONZALEZ, 4
41001 SEVILLA
Spain

Tel: +34 95 4594700
Homepage: http://www.bancoandalucia.es

Banco de Credito Balear S.A.

Spain

Banco de Credito Balear S.A. offers a broad range of lending, depository and related financial services to individual businesses and governmental units. The bank has 102 offices located throughout Spain. Interest & fees on loans accounted for 55% of 1998 revenues; non-interest income, 32% and other interest income, 13%.

Banco de Credito Balear S.A.

J. Espuny March

Managing director

PLAZA DE ESPANA, 1
07002 PALMA DE MALLORCA
Spain

Tel: +34 971 170100
Homepage: http://www.bancocreditobalear.es

Banco de Valencia, S.A.

Spain

Banco de Valencia, S.A. provides all types of banking, credit and commissions operations, by means of receiving public funds in the form of deposits, loans or other legal business and investing these funds in operations of a similar nature. The bank has a network of 209 branches and 105 agencies located mainly in Valencia, Murcia, Alicante, Castellon and Almeria. Interest and fees on loans accounted for 81% of 1999 revenues; other interst income, 18% and non- interest income, 1%.

Banco de Valencia, S.A.

J. D