Introduction to microfinance in conflict-affected communities. A training manual

Intended for staff of NGOs, donors, international organizations, and government programmes, describes how to provide financial services to people with low incomes in countries after violence, war, or refugee influx. Covers the selection of implementing agencies, design of microfinance programmes, their application, monitoring and evaluation, etc. Includes references to the literature and websites for further information.

This training manual offers a valuable overview and practical guidance on the development and implementation of microfinance programmes in conflict-affected countries.

Microfinance programmes aim for both short- and long-term impact – making cooperation between humanitarian and development organizations especially important. Factors such as environmental conditions, the identification of clients and influencers and the selection of implementing agencies need to be taken into account and this manual presents clear, step-by-step information on coordinating these activities.

It provides helpful guidance on deciding when microfinance is appropriate for a population affected by conflict. It also explains how to analyse the demand for microfinance and how to proceed in designing, implementing and managing sustainable microfinance programmes.

Other livelihood creation activities such as grants, training programmes and employment services that can be promoted as an alternative or supplement to microfinance, are also covered. The manual contains numerous useful checklists, real-life examples and a glossary of terms as well.