JOINING HANDS : FROM LOCAL INITIATIVES TOWARDS NATIONAL SOLIDARITY SYSTEMS
» AMIN : A Network
AMIN (ASIA Micro Insurance Network) is a regional network of micro-insurance practitioners, initiated by 22 of the most important micro-insurance schemes in Asia in collaboration with ILO/STEP PROGRAM. AMIN thrives thanks to the contributions of its members.
» Founding Vision
Every one needs to be protected against various risks. Risks could include – illness, accidental death and disability, loss of property, agriculture losses, and disasters both natural and manmade. The poor are more vulnerable to many of these risks than the rest of the population.
Although acknowledged as a fundamental human right, social security or protection against these risks remains a distant dream for many worldwide. It is believed that more than 90% of the whole population in the Asian region does not benefit from any kind of social protection.
At the same time and uniquely in Asia, there is a wide diversity of civil society actors who have developed between themselves a wealth of innovative strategies to fill this gap. Micro Insurance is one such solution that has shown to effectively meet the crucial need of poor communities for social protection. Various schemes tailor made to answer the needs of their members are proliferating in different countries. These schemes have already shown an increasing ability to empower members to undertake new collective action and enable organisations to have a stronger voice and representing capacity in their negotiation with service providers as well as in their advocacy activities with policy makers.
However these multiple micro-insurance schemes often remain isolated and insufficiently documented; interactions and learning’s between the actors have been limited. As a result they are not taken into account in national policies, nor can they rely on effective national solidarity redistribution mechanisms.
For them to effectively contribute to the ambitious role of providing social protection to all, it is essential that they join hands in undertaking a regional initiative that could enhance all actor’s technical capacities while helping them to come up efficiently with the issue of extension of social protection at the policy level in each concerned country.
With this challenge in mind the Asian Network of Micro insurance was set up by some of the important practitioners in Asia in collaboration with the ILO/STEP programme.
Although acknowledged as a fundamental human right, social security or protection against these risks remains a distant dream for many worldwide. It is believed that more than 90% of the whole population in the Asian region does not benefit from any kind of social protection.
At the same time and uniquely in Asia, there is a wide diversity of civil society actors who have developed between themselves a wealth of innovative strategies to fill this gap. Micro Insurance is one such solution that has shown to effectively meet the crucial need of poor communities for social protection. Various schemes tailor made to answer the needs of their members are proliferating in different countries. These schemes have already shown an increasing ability to empower members to undertake new collective action and enable organisations to have a stronger voice and representing capacity in their negotiation with service providers as well as in their advocacy activities with policy makers.
However these multiple micro-insurance schemes often remain isolated and insufficiently documented; interactions and learning’s between the actors have been limited. As a result they are not taken into account in national policies, nor can they rely on effective national solidarity redistribution mechanisms.
For them to effectively contribute to the ambitious role of providing social protection to all, it is essential that they join hands in undertaking a regional initiative that could enhance all actor’s technical capacities while helping them to come up efficiently with the issue of extension of social protection at the policy level in each concerned country.
With this challenge in mind the Asian Network of Micro insurance was set up by some of the important practitioners in Asia in collaboration with the ILO/STEP programme.
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Read full AMIN Founding Vision document |
» AMIN at Glance
