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    International Social Security Association

   Estimated employer contributions that reflect the value of benefits directly provided to the insured (e.g. in the case of an employer providing benefits directly). [ILO,694]

   Synonym: estimated revenues

   Income-tested benefits are a special case of means-tested benefit. The assessment of a claimant's needs is based on income (as opposed to assets or other ressources). [ILO,694]
See also: means-tested benefits

    A sector characterised as consisting of units engaged in the production of goods or services with the primary objective of generating employment and incomes to the persons concerned. These units typically operate at a low level of organisation, with little or no division between labour and capital as factors of production and on a small scale. Labour relations - where they exist - are based mostly on casual employment, kinship or personal and social relations rather than contractual arrangements with formal guarantees. [ILO]

   A mechanism intended to provide coverage against the financial consequences of prescribed uncertain events, by spreading the anticipated costs resulting from the occurrence of those events — also known as risks — among several persons. Insurance is based on (1) the prior payment of premiums, i.e. before the occurrence of the risks; (2) risk sharing; and (3) the notion of guarantee. The premiums paid by insured persons are pooled together and used to cover the expenses of exclusively those persons affected by the occurrence of a certain number of clearly defined risks. In exchange for the payment of premiums, insured persons obtain the insurer's guarantee to provide this financial compensation. They give up ownership of the premiums paid, and consequently, any claim to them. [ILO-STEP, 144]

   A health service whose utilization is covered by a health micro-insurance scheme, which undertakes to pay, in whole or in part, the expenses incurred in connection with the utilization of that service. This may refer to an individual health service, a cluster of health services, an episode of illness, a maternity case or a broader range of health services. [ILO-STEP, 144]

   A document establishing the rules and operating procedures of an association or mutual organization that all members agree to follow. The internal rules complement the statutes and enlarge upon their description. [ILO-STEP, 144]