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   A grouping together of actors in the field of health micro-insurance (schemes, trade unions, support organizations, etc.) for the purpose of carrying out activities relating to information, training, promotion, etc.
Example: The "Concertation entre les acteurs du développement des mutuelles de santé en Afrique de l'Ouest et du Centre" (Coordination network between actors involved in the development of mutual health organizations in Western and Central Africa) maintains an Internet site (www.concertation.org) that lists support organizations which may be contacted by local promoters. The site also provides numerous bibliographical references, accounts of experiences and ongoing information on major events in the field of micro insurance, including the organization of training courses. [ILO-STEP, 144]

   Benefits that have been newly granted during the reporting year. Applied to long-term benefits, the term distinguishes benefits newly awarded during the reporting period from those granted and ongoing prior to the start of the reporting year. [ILO,694]

   Entitlement to a benefit is not based on the previous payment of contributions but on other criteria. Non-contributory benefits are usually financed out of general taxation. [ILO,694]

   Benefit that is granded on the basis of contributory periods or other rights, etc.; eligibility is not dependent on an assessment of the beneficiary's means (i.e income, capital earnings...). [ILO,694]

   A benefit in which 100 per cent of health expenses are covered, minus a specified number of sessions, cases or days, the cost of which is always borne by the member.
Example: A "Hospital accommodation" benefit covers 100 per cent of expenses incurred, excluding the first day of hospitalization, which is never covered. If the patient is hospitalized for three days, the expenses corresponding to the first day are borne entirely by the member, while the second and third days are covered by the health micro-insurance scheme. [ILO-STEP, 144]

   A benefit in which 100 per cent of health expenses are covered, minus a specified number of sessions, cases or days, the cost of which is always borne by the member.
Example: A "Hospital accommodation" benefit covers 100 per cent of expenses incurred, excluding the first day of hospitalization, which is never covered. If the patient is hospitalized for three days, the expenses corresponding to the first day are borne entirely by the member, while the second and third days are covered by the health micro-insurance scheme. [ILO-STEP, 144]