The demand for risk-managing financial services in low-income communities : evidence from Zambia
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The demand for risk-managing financial services in low-income communities : evidence from Zambia

Social Finance Working Paper No. 31
Type: Working paper
Date issued: 01 November 2002
Reference: 92-2-113397-4[ISBN]
Authors: Lemmy Manje, Craig Churchill ; Social Finance Programme, InFocus Programme on Boosting Employment through Small Enterprise Development, Employment Sector, International Labour Organisation.
Download: English [pdf 373KB]
Based on a survey of 275 clients of a microfinance institution (MFI) in Lusaka. Analyses the economic stresses to which low-income entrepreneurs are vulnerable, examines their coping strategies and assesses the potential demand for microinsurance and other risk-managing financial services such as savings and emergency loans. Discusses the implications for MFIs.

Tag: microenterprises, entrepreneurship, low income, microfinance

Regions and countries covered: Zambia

Unit responsible: Employment

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