| Document ID (ISN) | 78564 |
| CIS number |
02-711 |
| ISSN - Serial title |
1059-924X - Journal of Agromedicine |
| Year |
2001 |
| Convention or series no. |
|
| Author(s) |
Schneiders S., Donham K., Hilsenrath P., Roy N., Thu K. |
| Title |
Certified safe farm: Using health insurance incentives to promote agricultural safety and health |
| Bibliographic information |
2001, Vol.8, No.1, p.25-36. Illus. 8 ref. |
| Abstract |
Telephone interviews and self-administered questionnaires were used to collect information on health insurance premiums, co-insurance rates and deductibles from 260 farmers in northwest Iowa, USA. Data were also collected on the injury and illness experiences of the subjects. 39% of primary farm operators and 63.5% of spouses worked off the farm. Of those who worked off-farm, 30% of the primary operators had coverage through their off-farm employer, and 27% of the spouses received health insurance through their off-farm employer. There was no significant relationship between the cost of coverage and the number of health care visits. However, persons with off-farm employer-sponsored coverage had significantly lower premiums than those without off-farm coverage. Additionally, those with family coverage from an off-farm employer had significantly lower deductibles. Implications for use of health insurance premium reductions as an incentive for safe farms are discussed. |
| Descriptors (primary) |
safety incentives; Iowa; plant safety and health organization; agriculture; role of insurance institutions; economic aspects |
| Descriptors (secondary) |
occupational accidents; responsibilities of employers; USA; sex-linked differences; injuries; questionnaire survey; workmen's compensation; occupational diseases |
| Document type |
D - Periodical articles |
| Country / State or Province | USA |
| Subject(s) |
Agriculture, fishing, animal husbandry
|
| Broad subject area(s) |
Industries and occupations
|
| Browse category(ies) |
Agriculture
Economic aspects
OSH training
|
