Module 9: Smart money management

This module provides practical knowledge and tools on basic money management, financial decision-making and safe migration for older youth and adults, especially potential migrants and their families.

The first unit helps them to develop basic skills in economics and budgeting. The second unit provides practical steps for setting goals in life, and learning how to budget and save to achieve them. In the third unit participants learn how to set priorities when spending money, and how to avoid and handle debts.